Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Substantial Evidence in Administrative Cases: Why Photocopies and Hearsay Don't Suffice

Learn how Philippine courts treat photocopies and hearsay in administrative cases, and why substantial evidence remains the standard.

Certiorari and Evidence: Court of Appeals Can Receive New Proof in Special Civil Actions

When may the Court of Appeals admit new evidence in a certiorari case? The Supreme Court clarifies in this foreclosure dispute.

Implied Trusts in Philippine Mortgages: Protecting the True Lender

When a mortgage names one person but another funds the loan, Philippine courts may impose an implied trust to protect the true lender.

Can a Bank Foreclose the Entire Loan on a Partial Mortgage? Philippine Supreme Court Rules

Philippine Supreme Court rules on whether a bank may foreclose a real estate mortgage for the full loan amount when only part of it was secured by the property.

Docket Fees and Jurisdiction: The David Lu Case on Actions Incapable of Pecuniary Estimation

Learn how the Supreme Court's David Lu ruling clarifies docket fees and jurisdiction for actions incapable of pecuniary estimation in Philippine courts.

Reimbursement Rights When a Payor Can Recover Debt Paid on Another's Behalf

When can a co-maker recover payment made on a debtor's loan? The Supreme Court explains Article 1236 reimbursement rules.

Continuing Security: How Future Debts Can Affect Real Estate Mortgages in the Philippines

The Supreme Court explains how a real estate mortgage can secure future loans, not just the original debt, through continuing guaranty clauses.

Compromise Agreements: When Can a Court Modify a Final Judgment

Philippine Supreme Court explains when a judgment by compromise can be modified, and why finality usually prevails.

Right of First Refusal in Lease Agreements and Property Sales in the Philippines

Philippine Supreme Court ruling on lessee's right of first refusal when leased property is sold, explained in plain language.

Transparency in Elections: The Right to Review Source Codes for Automated Election Systems

The Supreme Court ruled that COMELEC must make AES source codes available for independent review under R.A. 9369.

Demand Is Key to Rescission Rights in Philippine Contract Law

Philippine Supreme Court clarifies that demand is essential before rescission or foreclosure rights can be exercised under contract law.

Limits of DARAB Jurisdiction: Certiorari Power and Agrarian Dispute Resolution

Supreme Court clarifies DARAB jurisdiction limits, certiorari power, and the finality of agrarian dispute decisions in just compensation cases.

When Modified Judgments Can Be Appealed: Protecting Litigants' Rights

Learn when a modified Court of Appeals decision is appealable to the Supreme Court and how litigants' rights are protected in civil procedure.

Writ of Possession and Foreclosure: When a Threat to Foreclose Does Not Vitiate Consent

Supreme Court ruling on extrajudicial foreclosure, simulated contracts, and why a threat to enforce a legal claim does not vitiate consent.

Mortgage Validity and Writ of Possession: Upholding Contracts Absent Vitiated Consent

Philippine Supreme Court ruling on writ of possession in foreclosure, contract validity, and consolidation of cases explained in plain language.

Res Judicata and Final Judgments: What Torres v. Medina Means for Litigants

The Supreme Court explains when a final judgment bars a new lawsuit, using a foreclosure dispute to illustrate res judicata's elements and limits.

Jurisdiction by Estoppel: When Active Court Participation Bars a Jurisdictional Challenge

Philippine Supreme Court explains when a party's active participation in a case can bar it from later questioning the court's jurisdiction.

Eminent Domain Revisited: When Expropriated Land Must Be Returned After Public Use Ceases

Philippine Supreme Court clarifies when former owners can reclaim expropriated property if the public purpose is abandoned or never pursued.

Agency and Mortgage Law: When an Agent’s Signature Does Not Bind the Principal

Philippine Supreme Court ruling on when an authorized agent’s mortgage signature binds only the agent, not the principal, and the role of laches.

Foreclosure Notice Requirements: BPI v. Puzon on Posting, Publication, and Presumption of Regularity

Supreme Court clarifies notice requirements in extrajudicial foreclosure, upholding sale where publication was made and presumption of regularity applied.

Good Faith in Profit-Sharing Agreements: Lessons from Silverio v. Almeda

When a land sale includes a profit-sharing clause, the seller must act in good faith and disclose all resale details to the buyer.

Defective Summons and Jurisdictional Limits: How Improper Service Affects Court Authority

Learn how defective summons and improper service affect court jurisdiction, using the Ibasco v. PDCP case as a guide.

Writ of Possession Denied When Third Party Holds Property Adversely to Mortgagor

Supreme Court clarifies when a bank cannot get a writ of possession after foreclosure—when a third party holds the property under an adverse title.

Respecting Final Judgments: The Imperative of Closure in Legal Proceedings

Explore the Supreme Court's ruling in Ibasco v. PDCP on finality of judgments, timely appeals, and the limits of injunctive relief in foreclosure cases.