Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Upholding Ethical Conduct Attorneys AND THE Prohibition Against Forum Shopping 2

The Supreme Court reminds lawyers that filing repeated suits for the same cause violates the Code of Professional Responsibility and constitutes forum shopping.

Unconscionable Interest Rates Protecting Borrowers From Excessive Loan Charges

Philippine courts can void excessive interest rates and reset loans to the legal rate. Learn how the Espiritu v. Landrito ruling protects borrowers.

When Can a Court Reinstate a Dismissed Appeal: Procedural Lapses in Philippine Law

Philippine Supreme Court explains when procedural lapses in appeals may be overlooked to serve substantial justice, with rules on prescription of mortgage actions.

Prescription in Mortgage Foreclosure: When the Clock Starts Ticking in the Philippines

Philippine Supreme Court clarifies that the 10-year prescriptive period for mortgage foreclosure runs from default, not from the mortgage date.

Right of Pre-emption for Adjoining Landowners in the Philippines: A Guide

Learn how Article 1622 protects adjoining landowners of small urban lots, explained through the Supreme Court case Contreras v. Alcantara.

Redemption Denied: Why Tender of Payment Is Crucial in Philippine Foreclosure Cases

Philippine Supreme Court explains why a borrower must actually tender payment to redeem foreclosed property—not just file a case.

Is 24% Interest Legal in the Philippines? Bacolor v. Banco Filipino Explained

The Supreme Court in Bacolor v. Banco Filipino ruled that a 24% annual interest rate agreed upon in writing is not usurious or unconscionable.

Invalid Summons in Foreclosure: Protecting Due Process Rights in the Philippines

Philippine Supreme Court rules on invalid summons in foreclosure, due process, and why quasi in rem actions still require proper service.

Protecting Government Assets Understanding Exemptions From Execution IN THE Philippines

The Supreme Court clarifies when government funds and properties are exempt from execution, and when judges and sheriffs can be held liable.

Foreclosure vs Corporate Rehabilitation: Why Timing Is Key in Philippine Law

Philippine Supreme Court ruling on how prior foreclosure affects corporate rehabilitation petitions and the proper remedy for dismissal orders.

Hospital Liability for Doctor Negligence in the Philippines: Corporate Responsibility Explained

When can a Philippine hospital be held liable for a doctor's negligence? The Supreme Court's ruling in Professional Services, Inc. v. Agana clarifies corporate responsibility.

When Farm Closures Trigger Separation Pay: Elcee Farms v. NLRC

The Supreme Court clarifies when a farm closure or lease triggers separation pay and when corporate officers can be held personally liable.

When Courts Can Compel Disclosure of Foreign Currency Deposits in the Philippines

Philippine Supreme Court clarifies when courts may compel banks to disclose foreign currency deposits despite the secrecy rule under RA 6426.

Debt Recovery Gone Wrong Understanding Abuse of Rights in Property Repossession Uypitching vs Quiamco

Explore abuse of rights in debt recovery and property repossession through the Supreme Court ruling in Uypitching vs Quiamco.

Business Closure in the Philippines: Navigating Layoffs and Employee Rights During Financial Distress

Learn the rules on business closure in the Philippines, including separation pay, notice requirements, and employee rights when a company shuts down due to losses.

Injunctive Relief and Status Quo in Foreclosure Disputes: The Dela Cruz Case

Philippine Supreme Court ruling on how pending agrarian tenancy cases affect forcible entry jurisdiction and the principle of status quo.

Stepfather Convicted of Qualified Rape: Lessons from People v. Arsayo

A stepfather's rape of his 13-year-old stepdaughter yields a qualified rape conviction, reclusion perpetua, and key lessons on evidence and penalties.

Dilatory Tactics and the Five-Year Rule: When Delaying Execution Backfires

The Supreme Court condemns a losing party's dilatory tactics that delayed execution of a final judgment for years, clarifying the five-year rule on execution by motion.

Employee Status Under the Control and Economic Reality Tests in Labor Disputes

The Supreme Court clarifies how the control test and economic reality test determine employee status in Philippine labor law.

Restarting the Clock: Minimum Corporate Income Tax and the Revival of Thrift Banks

When a closed bank reopens as a thrift bank, when does its MCIT grace period begin? The Supreme Court settles the rule.

Real Estate Foreclosure in the Philippines: Notice Requirements and Due Process

A look at Guanco v. Antolo and why strict notice and posting rules govern extrajudicial foreclosure sales in the Philippines.

Extinguishment of Debt by Overpayment and Nullification of Extrajudicial Foreclosure

When overpayment extinguishes a mortgage debt, a foreclosure based on alleged default has no legal basis and may be voided.

Condominium Assessments: Lien Enforcement and Priority in the Philippines

Learn how condominium assessment liens work in the Philippines, including registration requirements, priority rules, and enforcement limits under the Condominium Act.

Prescription and Foreclosure: Understanding Timelines in Philippine Mortgage Law

Learn when prescription bars mortgage foreclosure actions in the Philippines, and why courts—not litigants—decide the issue.