Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Bank Liability for Premature Foreclosure and Dishonored Deposits
When can a bank be liable for damages? The Supreme Court rules on premature foreclosure, dishonored checks, and bad faith.
Redemption Rights Upholding Timely Redemption IN Foreclosure Cases
Explaining the one-year redemption period in extrajudicial foreclosures and why a redemption made on the last day is valid.
Piercing the Corporate Veil in Philippine Foreclosures: DBP v. Remington
When can Philippine courts pierce the corporate veil? The Supreme Court clarifies the strict rule in DBP v. Remington.
Piercing the Corporate Veil: When Foreclosure by Government Banks Is Not Fraud
The Supreme Court explains when foreclosure by government banks does not justify piercing the corporate veil, and why creditors cannot claim preferences outside liquidation.
Navigating Extrajudicial Foreclosure Safeguarding Rights AND Streamlining Procedures
PNB v. Ritrato Group: Suing the Wrong Party in Foreclosure Disputes
Learn why the Supreme Court dismissed an injunction suit against PNB, a mere attorney-in-fact, and how corporate veil piercing works.
Redemption Rights Demand Strict Compliance and Timely Tender of Full Payment
Philippine Supreme Court ruling on strict compliance with redemption periods and the requirement of timely, full tender in extrajudicial foreclosure.
Mortgage Foreclosure Intervention Rights AND Equity OF Redemption IN Property Disputes
Redemption Rights in Foreclosure: Failure to Assert Nullifies Opportunity
Philippine Supreme Court ruling on how failing to assert redemption rights during the statutory period forfeits the mortgagor's opportunity to reclaim foreclosed property.
Bank Foreclosure Redemption: When the One-Year Period Runs and What Law Applies
Philippine Supreme Court clarifies the one-year redemption period for bank foreclosures and the correct redemption price under the General Banking Act.
Sheriffs Overreach Resolving Redemption Disputes And Abuse OF Authority IN Foreclosure Sales
A sheriff who resolved a redemption dispute and issued a certificate of redemption usurped judicial power, earning a six-month suspension.
Financing Companies and Assignment of Credit: Deficiency Claims After Foreclosure
Explaining Project Builders v. IFC: how financing company assignments of credit work, and why foreclosure doesn't bar deficiency claims.
Res Judicata Bars Relitigation of Foreclosure Disputes in the Philippines
Learn how the Supreme Court applied res judicata to bar a second foreclosure case, explaining the four requisites for the doctrine.
Reviving Redemption: Equitable Extension of Redemption Rights in Grossly Inadequate Foreclosure Sales
When can a court revive an expired right of redemption? The Supreme Court explains in Cometa v. Court of Appeals.
Writ of Possession: Buyer's Right After Foreclosure Despite Pending Disputes
After foreclosure and failed redemption, a property buyer can obtain a writ of possession even if the former owner raises objections. Learn the rules.
Finality of Writ of Possession in Foreclosure: Res Judicata in Philippine Property Law
Understand how res judicata bars relitigation of a writ of possession in foreclosure cases, based on a 2000 Supreme Court ruling.
Preliminary Injunctions in Probate: Protecting Estate Assets From Foreclosure
Philippine Supreme Court ruling on when probate courts may issue preliminary injunctions to protect estate assets from foreclosure.
Lost Property Due to Foreclosure: Understanding Notice Requirements in the Philippines
A judge who ignored a TRO and demolished a home was disciplined. Learn the notice rules that protect property rights in Philippine foreclosure and ejectment cases.
Equity vs Right of Redemption: Key Lessons From Huerta Alba Resort on Philippine Foreclosure Law
Philippine Supreme Court clarifies the difference between equity of redemption and statutory right of redemption in foreclosure cases.
Deficiency Claims in Chattel Mortgages: Creditor Rights After Foreclosure in the Philippines
Learn how Philippine law governs deficiency claims after chattel mortgage foreclosure, including creditor rights and borrower protections.
Writ of Possession in the Philippines: When Can a Bank Take Your Property
Learn when banks can take property in the Philippines through writs of possession, and how agrarian reform rights affect foreclosure cases.
Unregistered Lease vs Mortgage: Tenant Rights in Foreclosure Explained
When a lease is unregistered and the property is foreclosed, who wins? The Supreme Court clarifies tenant rights in Mercader v. DBP.
Sheriffs Authority VS Abuse OF Power Defining Limits IN Foreclosure Proceedings
When can courts suspend public officials? Juan v. People clarifies preventive suspension under the Anti-Graft Law for election offenses.
Court Personnel Dismissed for Mishandling Auction Proceeds in Chattel Mortgage Foreclosure
Sheriff and clerk of court dismissed for failing to turn over excess auction proceeds to mortgagor in chattel mortgage foreclosure.