Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Non-Payment of Premium and Insurance Coverage Validity: The Gaisano Case

When is an insurance policy valid? The Supreme Court clarifies that non-payment of premium before loss means no coverage.

When a Non-Profit Hospital Still Pays Income Tax: The St. Luke's Ruling

The Supreme Court explains when a charitable hospital's income from paying patients becomes taxable under the NIRC.

Construction Delays and Liquidated Damages: Defining Substantial Completion in Philippine Law

Philippine Supreme Court clarifies when liquidated damages stop accruing in construction delays—actual substantial completion, not projections, matters.

Retirement Benefits Premium Contributions Determine Creditable Service For Government Employees

GSIS v. Pauig: only service periods with paid GSIS premiums count for retirement benefits; casual and temporary service may be excluded.

Unconscionable Interest: The Limits of Contractual Freedom in Philippine Loans

Philippine courts can strike down unconscionable interest rates in loan agreements. Learn the rules on excessive interest and how borrowers are protected.

Security of Tenure for OFWs: Why Illegal Dismissal and Void Contracts Matter

A Supreme Court ruling affirms that overseas Filipino workers enjoy security of tenure, and contracts violating this right are void.

When Can an Agent Delegate Authority? The Rule on Substitution Under Philippine Law

Philippine law presumes an agent may appoint a substitute unless prohibited. Learn the rules, limits, and risks from a Supreme Court ruling.

Surety’s Liability: The Extent and Limits Under Philippine Law

Understand the scope of a surety’s obligations in the Philippines, including liability limits, defenses, and key legal principles.

When a "Lawyer" Is Not a Lawyer: Due Process and the Right to Counsel in Criminal Cases

The Supreme Court voids a conviction where the accused was represented by a fake lawyer, stressing the absolute right to counsel.

Compulsory vs. Permissive Counterclaims: What Philippine Litigants Must Know

Learn the difference between compulsory and permissive counterclaims in Philippine courts, including docket fees, forum shopping, and the Alba v. Malapajo ruling.

Probable Cause and Customs Seizure: Protecting Due Process in Forfeiture Cases

The Supreme Court clarifies that probable cause must precede customs seizure and forfeiture, protecting claimants from arbitrary government action.

Eminent Domain and Just Compensation: Government Delay Forfeits Expropriation Rights

The Supreme Court rules that the government's failure to pay just compensation for over 30 years bars its claim to expropriated property.

Affidavit of Desistance in Rape Cases: Supreme Court Scrutiny and Victim Credibility

Supreme Court affirms rape conviction despite affidavit of desistance, ruling recanted affidavits are unreliable and victim testimony credible.

Due Process in Club Membership Suspensions: The Ching v. QCSC Ruling

When can a club suspend a member without a hearing? The Supreme Court clarifies due process rules in Ching v. Quezon City Sports Club.

Emancipation Patents Under Voluntary Land Transfer: The Marinas Ruling

The Supreme Court clarifies when emancipation patents are valid under PD 27's Voluntary Land Transfer scheme, including co-owner consent and payment timing.

Enforcement of Government Contracts: Recovery Allowed Despite Lack of Funds Certification

Supreme Court allows contractor recovery for government equipment leases despite missing funds certification, citing quantum meruit and equity.

Protecting Workers: Illegal Dismissal and the Rights of Pakyaw Employees in the Philippines

Philippine Supreme Court clarifies that pakyaw workers are regular employees entitled to security of tenure, holiday pay, and service incentive leave pay.

Protecting Children Upholding Stiffer Penalties for Child Abuse Under R.A. 7610

The Supreme Court affirms a conviction for child abuse under R.A. 7610, clarifying that physical abuse of a child is penalized more heavily than ordinary physical injuries.

Ensuring Access: The Indispensable Right to a Legal Easement of Right of Way

When a property becomes landlocked through no fault of its owner, Philippine law grants a legal easement of right of way. Learn the rules from a recent Supreme Court ruling.

Substantial Completion and Contract Termination in Construction Disputes: PSHS v. Pirra Construction

When is a project substantially completed, and when can a government agency terminate a construction contract? The Supreme Court clarifies.

Constitutional Ban on Land Ownership: Filipino Spouses and Foreign Nationals

The Supreme Court rules that land bought for a foreigner and titled in a Filipino spouse's name is void, reaffirming the constitutional ban.

Buy-Bust Operations and Chain of Custody: Key Lessons from People v. Eda

The Supreme Court affirms a drug conviction, clarifying the elements of illegal sale and possession and the rules on chain of custody under RA 9165.

Franchise Tax vs Real Property Tax: Clarifying NGCP's Tax Liabilities

Supreme Court clarifies when NGCP's franchise tax covers real property taxes and when local governments may still collect them.

Tax Exemption for PAGCOR Licensees: Understanding the Scope of PD 1869

The Supreme Court clarifies that PAGCOR licensees remain exempt from corporate income tax on gaming operations under PD 1869.