Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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When Is a Land Sale "Conveyed" for Repurchase? Notarial Deed Prevails
A notarized deed's date controls the five-year repurchase period under the Public Land Act, the Supreme Court rules.
Expiration of Redemption Rights: Failure to Consign Full Payment Voids Repurchase of Unregistered Land
Philippine Supreme Court ruling on why a defective consignation fails to redeem property sold with right to repurchase, and the risks of buying unregistered land.
Equitable Mortgage vs Pacto de Retro: Protecting Borrowers in Land Transactions
When is a deed of sale with right of repurchase actually an equitable mortgage? The Supreme Court explains in Blancia v. Calauor.
GSIS Foreclosure Redemption: Balancing Member Needs and Fund Solvency
Supreme Court ruling on GSIS foreclosure redemption rights, explaining when members can repurchase foreclosed property and the limits of that right.
Redemption by Heirs After Tax Sale: Tondo Foreshore Lot Case
When a co-owner repurchases property after a tax sale, the redemption may benefit all heirs. Learn the rules from this Philippine Supreme Court case.
Homestead Repurchase Rights in the Philippines: Protecting Family Land Across Generations
Learn how Section 119 of the Public Land Act protects homestead land for Filipino families and when the five-year repurchase period starts.
Homestead Redemption After Foreclosure: The 5-Year Right Under the Public Land Act
Homesteaders have a five-year right to repurchase foreclosed land under the Public Land Act, even after a bank consolidates title.
Equitable Mortgage vs. Sale With Right to Repurchase: Philippine Supreme Court Ruling
Philippine Supreme Court explains when a "sale with right to repurchase" is actually an equitable mortgage, protecting borrowers from unfair foreclosure.
Equitable Mortgage vs Pacto de Retro Sale: Protecting Property Rights in the Philippines
Philippine Supreme Court ruling on when a sale with right to repurchase is actually an equitable mortgage, protecting property owners from unfair transactions.
Void Sales and Repurchase Agreements: Property Rights in the Philippines
When a seller has no title, the sale is void—and so is any right to repurchase. Learn the rules from a Supreme Court case.
Redemption Rights Under the Public Land Act: A Guide for Heirs and Mortgagors
Learn how the two-year redemption and five-year repurchase periods work for foreclosed Public Land Act properties, and what heirs should know.
Equitable Mortgage vs. Pacto de Retro Sale: When a "Sale" Is Really a Loan
Philippine law presumes certain "sales with right to repurchase" are equitable mortgages, protecting borrowers from unfair lending arrangements.
Right of Repurchase in Philippine Real Estate: Pacto de Retro Rules Explained
Learn the rules on pacto de retro sales and the right of repurchase in Philippine real estate, including annotation duties and judicial requirements.
Homestead Redemption Rights: Protecting Family Lands Under Philippine Law
Philippine law protects homestead grantees with a five-year repurchase right. Learn how Section 119 of the Public Land Act works.