Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 625642 of 642 articles for loan

Redemption Rights Under the Public Land Act: A Guide for Heirs and Mortgagors

Learn how the two-year redemption and five-year repurchase periods work for foreclosed Public Land Act properties, and what heirs should know.

Equitable Mortgage vs. Pacto de Retro Sale: When a "Sale" Is Really a Loan

Philippine law presumes certain "sales with right to repurchase" are equitable mortgages, protecting borrowers from unfair lending arrangements.

Right of Repurchase in Philippine Real Estate: Pacto de Retro Rules Explained

Learn the rules on pacto de retro sales and the right of repurchase in Philippine real estate, including annotation duties and judicial requirements.

Overlapping Land Titles in the Philippines: Resolving Ownership Disputes

Learn how Philippine courts resolve ownership disputes involving overlapping land titles, foreclosure, and tenant rights under agrarian reform laws.

Extrajudicial Settlements and the Protection of Minor Heirs' Rights in the Philippines

Learn how Philippine courts protect minor heirs in extrajudicial settlements, and why a minor's share cannot be lost through prescription or laches.

Receivership in the Philippines: When Courts Appoint a Receiver Under Rule 59

Learn when Philippine courts may appoint a receiver under Rule 59, based on the Supreme Court's ruling in Commodities Storage & Ice Plant Corp. v. CA.

Pledge vs. Corporate By-Laws: Who Wins in Stock Ownership Disputes?

A bank's pledged shares were sold by a club for unpaid dues. The Supreme Court ruled on who prevails.

Continuing Surety Agreements Can Validly Cover Future Debts in the Philippines

Philippine Supreme Court clarifies that continuing surety agreements validly secure future debts, even if no principal obligation exists at signing.

Extrajudicial Foreclosure Venue: Why Judges Must Follow Act 3135, Not the Rules of Court

A judge's fine for gross ignorance of the law clarifies that extrajudicial foreclosure venue follows Act 3135, not general venue rules.

Venue Stipulations in Contracts: When Do They Override General Rules?

Philippine Supreme Court clarifies when contractual venue stipulations bind parties and when general venue rules prevail in extrajudicial foreclosures.

Liability for Damage to Stored Goods: Negligence and Interest Rates Explained

A warehouse operator's negligence can mean paying for damaged goods. Learn the rules on liability and the correct interest rates.

Homicide vs Murder: Intent and Aggravating Circumstances in Philippine Law

The Supreme Court explains when a killing is homicide, not murder, and how aggravating circumstances affect the penalty.

Chattel Mortgage Coverage of Future Loans: The Acme Shoe Ruling

Philippine Supreme Court explains when a chattel mortgage can cover future loans and why full payment extinguishes the security.

Chattel Mortgage and Future Debts: What Philippine Law Allows

Can a chattel mortgage secure debts incurred after its execution? The Supreme Court explains the limits under the Chattel Mortgage Law.

When Can a Bank Seize Funds? Understanding Set-Off Rights in the Philippines

Learn when Philippine banks can legally seize deposits through set-off, and the limits on this right under Philippine law.

Surety Agreements Understanding THE Limits OF Liability IN Philippine LAW

Learn how Philippine courts interpret surety agreements, the limits of a surety's liability, and key defenses under the Civil Code.

Return-to-Work Orders in Philippine Labor Disputes: What Marcopper Teaches Employers

The Supreme Court explains when employers may refuse to accept workers who defy a return-to-work order under Article 263(g) of the Labor Code.

When Can a Mortgage on Public Land Be Void: DBP v. Court of Appeals

Philippine Supreme Court ruling on when mortgaging land under a free patent application is void and what makes a mortgage valid.