Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Continuing Suretyship Scope and Enforceability in Loan Renewals
Philippine Supreme Court clarifies that a continuing suretyship covers loan renewals and future availments under the same credit agreement.
Continuing Suretyship Scope and Enforceability in Loan Renewals
Philippine Supreme Court ruling on whether a continuing suretyship covers renewed credit facilities and subsequent loan availments.
Enforcing Surety Bonds in Construction: Timeliness and CIAC Jurisdiction Clarified
Supreme Court clarifies CIAC jurisdiction over surety bonds and what counts as a timely claim in construction disputes.
Substitution of Evidence: Balancing Justice and Procedural Rules in Contract Disputes
When a bank filed a collection suit with an altered surety agreement, the Supreme Court ruled on substituting evidence and amending pleadings.
Surety Bond Validity: The Impact of Accreditation on Appeal Perfection in Labor Cases
Learn how the Supreme Court ruled that a surety bond remains valid if the bonding company was accredited at the time of issuance, affecting labor appeal perfection.
Surety Bond Liability and Contract Changes in Construction Disputes: Stronghold v. Tokyu
When a construction contract changes, does a surety bond still hold? The Supreme Court explains in Stronghold v. Tokyu.
Continuing Surety Agreements: When a Surety Stays Liable Despite Principal Default
Philippine Supreme Court ruling on continuing surety agreements and a surety's joint and several liability despite the principal debtor's default.
Continuing Surety Agreements: When a Surety Is Liable for Another's Loan
Philippine Supreme Court explains continuing surety agreements and when a surety becomes liable for a principal debtor's obligations.
Contractual Obligations Prevail: Surety Liable Despite Principal Debtor's Insolvency
Supreme Court rules surety remains liable for corporate debts even after principal debtor is declared insolvent, upholding solidary obligations.
Surety Still Liable: Insolvency of Principal Debtor Does Not Extinguish Surety's Obligations
Philippine Supreme Court rules that a surety remains liable even if the principal debtor is declared insolvent. Learn the key principles from Gateway Electronics v. Asianbank.
Suretyship Perfected Surety Liable Despite Appeal Rejection
A surety bond is perfected upon issuance, not upon the appeal's success. Learn the Supreme Court's ruling in Quiamco v. Capital Insurance.
Perfecting Appeals: The Indispensable Bond in Labor Disputes
Learn why posting a cash or surety bond is a mandatory requirement for perfecting an appeal from the Labor Arbiter to the NLRC.
Surety Bonds Insurers Remain Liable Despite Importers Unpaid Duties
Supreme Court rules surety bond issuers remain liable for unpaid customs duties even if goods were withdrawn without payment.
When a Surety Bond Cannot Be Cancelled: AFP General Insurance v. Molina on Garnishment and Labor Awards
The Supreme Court ruled that a supersedeas bond posted to perfect an employer's appeal stays valid and enforceable until the case is finally disposed of, even if premiums go unpaid.
Surety Bond Enforceability: Non-Payment of Premiums Does Not Nullify Obligations to Labor Claimants
Supreme Court rules surety bonds in labor appeals remain valid despite unpaid premiums, protecting workers' monetary awards.
Surety vs Guarantor: Indemnity Agreement Obligations Under Philippine Law
Philippine Supreme Court clarifies when a surety becomes liable under an indemnity agreement, and the difference between sureties and guarantors.
Tax Collection vs Right to Appeal: Balancing Government Power and Taxpayer Protection
Philippine Supreme Court ruling on when posting a surety bond can suspend real property tax collection and protect taxpayer rights.
Suretyship and Subcontracting: When Does a Surety Guarantee Performance
Philippine Supreme Court clarifies when a surety's liability arises in subcontracting and why reimbursement claims belong in regular courts.
Perfecting Labor Appeals: The Indispensable Surety Bond and Jurisdictional Requirements
Posting an appeal bond is jurisdictional in labor cases. A late bond means no appeal, and the Labor Arbiter's decision becomes final.
Surety Bonds and Compromise Judgments: When Payment Is Not Voluntary
A surety's payment under a writ of execution on a compromise judgment is not voluntary; reimbursement from the principal debtor is required.
Surety Bonds and Reimbursement: When Payment Under Compulsion Is Still Collectible
Philippine Supreme Court ruling on when a surety can recover from the principal debtor after paying a bond under threat of execution.
Upholding Contractual Obligations: Lessee's Duty to Pay Rent and Repair Under Philippine Lease Law
Philippine Supreme Court ruling on Mercury Drug v. Republic Surety clarifies when a lessee may suspend rent payments and the binding effect of contractual repair obligations.
Surety Bound When Invoking Jurisdiction Estops Later Challenges In Construction Disputes
When a surety invokes CIAC jurisdiction to dismiss a court case, it cannot later challenge that jurisdiction. Learn the rule from this Supreme Court ruling.
Conjugal Partnership and Surety Agreements: When a Spouse's Guaranty Does Not Bind the Family
When a husband signs a surety agreement for a third party, the conjugal partnership is not automatically liable. Here's why.