Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Possession Rights After Mortgage Foreclosure: Third Party Claims in the Philippines
When can third parties stop a writ of possession after extrajudicial foreclosure? The Supreme Court clarifies the rules on adverse possession.
Mortgage in Good Faith: Upholding Banks' Due Diligence in Real Estate Transactions
Philippine Supreme Court clarifies when banks qualify as mortgagees in good faith despite defective titles, protecting foreclosures.
Litis Pendentia: When Foreclosure Bars a Later Collection Suit
A mortgage creditor cannot file foreclosure and collection suits for the same debt. The Supreme Court explains litis pendentia and its limits.
Venue in Deficiency Claims: A Personal Action After Foreclosure
The Supreme Court clarifies that an action to recover a mortgage deficiency after extrajudicial foreclosure is a personal action, not a real action.
Mortgage Foreclosure Absence of Special Power to Sell Invalidates Extrajudicial Proceedings
Philippine Supreme Court rules that extrajudicial foreclosure requires a special power to sell inserted in or attached to the mortgage deed, otherwise the proceedings are void.
Preliminary Injunctions, Grave Abuse of Discretion, and Protection of Substantive Rights
When can a court issue a preliminary injunction against a foreclosure purchaser? Learn the rules from a 2015 Supreme Court ruling.
Foreclosure Purchaser's Right to Possession Prevails Over Pending Mortgage Disputes
Supreme Court rules foreclosure sale purchaser may take possession despite pending mortgage annulment case, clarifying Philippine real estate law.
Foreclosure Deficiencies: The Bank's Burden of Proof in Loan Recovery
In Metrobank v. CPR Promotions, the Supreme Court ruled that a bank must prove the exact deficiency amount after foreclosure, or lose its claim.
Redemption Rights and Time Limits: When the Clock Stops Ticking in Foreclosures
Understand when a foreclosure buyer gets possession, how redemption periods work, and why a donation mortis causa needs probate.
Mortgage Foreclosure: Default Admissions Justify Summary Judgment
When a debtor admits default on a secured loan, Philippine courts may grant summary judgment in mortgage foreclosure without full trial.
Transparency in Election Surveys: Balancing Free Speech and Fair Elections
The Supreme Court upheld COMELEC's power to require disclosure of election survey funders, including subscribers, under the Fair Election Act.
Redemption Rights and Bank Foreclosures: What GE Money Bank v. Spouses Dizon Teaches Us
Partial payments during the redemption period do not perfect a mortgagor's right to redeem foreclosed property, unless the bank's conduct clearly induces reliance.
Writ of Possession for Subsequent Purchasers After Foreclosure: Key Rules
Learn when a subsequent buyer of foreclosed property can obtain a writ of possession and the procedural requirements under Philippine law.
Redemption Rights Clarifying Repurchase Price After Foreclosure Of Public Land
Supreme Court clarifies the repurchase price for foreclosed free patent land under Section 119 of the Public Land Act.
Foreclosure Sales Strict Compliance With Publication Requirements
Philippine Supreme Court rules that failure to strictly comply with publication requirements in extrajudicial foreclosure sales invalidates the sale and makes the notary public liable for damages.
Strict Rules on Foreclosure Notice Publication: What Philippine Mortgagors Should Know
Philippine Supreme Court ruling on strict compliance with foreclosure notice publication requirements and consequences of defective notices.
When Business Closure Requires Separation PAY Employers Burden OF Proof
Writ of Possession for Subsequent Purchasers After Extrajudicial Foreclosure
The Supreme Court clarifies that a buyer who purchases foreclosed property from the auction winner may seek a writ of possession.
Clarifying Notice Requirements in Extrajudicial Foreclosure: Minor Errors Don't Void the Sale
When do errors in a foreclosure notice invalidate the sale? The Supreme Court clarifies that immaterial mistakes won't void an extrajudicial foreclosure.
DILG Circulars on LGU Fund Disclosure Upheld: Local Autonomy Has Limits
Supreme Court upholds DILG circulars requiring LGU transparency in IRA use, clarifying that local autonomy does not mean absolute independence from national supervision.
Housing Loan Foreclosure: Employee Rights and Lender Obligations Under Philippine Law
When can a bank foreclose on an employee housing loan? The Supreme Court explains the limits of RA 6552 and lender rights.
Foreclosure Sales: The Impact of Non-Registration on Property Rights in the Philippines
Learn how the Supreme Court ruled that non-registration of a judicial foreclosure sale does not defeat the purchaser's rights.
Mortgage Disputes, Good Faith, and Final Judgments in Philippine Foreclosure
Philippine Supreme Court ruling on mortgage foreclosure, good faith of banks, and the finality of judgments in property disputes.
Closure Due to Losses: Employee Rights and Employer Obligations in the Philippines
Understand the rules on business closure due to losses in the Philippines—what employees are entitled to and what employers must do.