Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Mortgage Sales and Interest Claims: Lessons from DBP v. Heirs of Danico
A Supreme Court ruling clarifies when buyers of mortgaged property become liable for interest and how mortgage obligations are enforced.
Dishonored Checks in Property Sales: What the Supreme Court Ruling Means
A Supreme Court ruling clarifies that dishonored checks can prove an unpaid property obligation, even when a separate rescission case is pending.
Storage Fee Disputes: Key Lessons From a Landmark Supreme Court Ruling
A Supreme Court ruling clarifies when storage fees are collectible and how interest applies, offering key lessons for businesses and clients.
Credit Card Debt in the Philippines: Interest Rates, Obligations, and the Uysipuo Ruling
The Supreme Court clarifies how credit card interest rates are computed and when courts can reduce unconscionable charges.
Final Judgments Bind Successors in Interest: The Calubad Property Rule
A final court judgment binds buyers and mortgagees who acquire property after the ruling. Learn the Calubad case and due diligence lessons.
Grave Misconduct and Serious Dishonesty: Supreme Court Ruling on Employee Theft
A court employee stole and encashed a colleague's check. The Supreme Court ruled on grave misconduct, serious dishonesty, and penalties.
Understanding Default Judgments When Courts Must Allow Late Answers
When can courts allow late answers? This article explains default judgment rules and when courts must permit a defendant to file a late answer.
Understanding the Special Power to Sell in Real Estate Mortgages: A Supreme Court Ruling
Learn how the Supreme Court clarified what constitutes a valid special power to sell in extrajudicial foreclosure of real estate mortgages.
Understanding Acceleration Clauses in Loan Agreements: A Guide to Immediate Debt Repayment
The Supreme Court explains how acceleration clauses work in loan agreements, allowing creditors to demand full payment upon default.
When a Bank Fails: Jurisdiction Over Claims Against Banks Under Liquidation
Philippine Supreme Court rules on which court hears claims against a bank placed under PDIC liquidation, voiding orders from a court without jurisdiction.
Mortgage Validity and Damage Claims: Lessons from a Landmark Philippine Supreme Court Case
Learn how the Supreme Court ruled on mortgage validity despite notarization flaws and when damages are improperly awarded.
Understanding Prescription Periods in Property Disputes: Lessons from a Landmark Philippine Case
Learn how prescription periods work in property disputes through the Supreme Court's ruling in Selerio v. Bancasan on interrupted timeframes and written contracts.
Understanding Writ of Possession: Protecting Third-Party Rights in Foreclosure Cases
The Supreme Court clarifies that a writ of possession is not absolute when a third party adversely possesses foreclosed property.
When a Surety Bond Must Be Honored: Cellpage v. Solid Guaranty Explained
The Supreme Court clarifies when a surety is liable despite no written principal contract, and how bank errors affect obligations.
Foreclosure During Conservatorship: Can a Company's Directors Still Act?
Supreme Court clarifies that a conservator does not replace a company's board; directors may still initiate foreclosure to collect debts.
Understanding the Time Limits for Executing Court Judgments in the Philippines
Learn the prescriptive periods for enforcing court judgments in the Philippines, including the rules on execution, revival, and important exceptions.
Proving Debt With Delivery Receipts: Preponderance of Evidence in Commercial Cases
Learn how delivery receipts and bills of lading can prove unpaid commercial debts under the preponderance of evidence rule.
When a Final Nullity Ruling Defeats an Unlawful Detainer Claim
A final judgment nullifying a deed of sale can bar an unlawful detainer case through res judicata, even if possession was earlier awarded to the buyer.
Notarial Duties and the High Cost of Sloppy Document Authentication
A lawyer who notarized documents without checking identities or proper forms faces suspension and revocation of his notarial commission.
Breach of Contract: Enforceability of Employment Contracts Absent Actual Deployment
Philippine Supreme Court ruling on whether a perfected employment contract binds parties even without actual deployment, and which court has jurisdiction over breach claims.
Surety Agreements and Solidary Liability: Lessons from a Philippine Loan Dispute
A Supreme Court ruling clarifies when sureties become liable for corporate loans and why economic crises do not excuse payment.
Unconscionable Interest Rates: When 5% Monthly Loan Interest Is Void in the Philippines
Philippine courts void unconscionable loan interest rates even if borrowers agreed to them. Learn the rules, the legal interest substitute, and foreclosure effects.
Lawyer Suspended for Dishonored Loan and Disregard of Legal Processes
A lawyer was suspended one year and fined for failing to pay a loan, issuing a bouncing check, and ignoring IBP proceedings.
Non-Payment of Debts and Insubordination in Court Employment: A Cautionary Tale
The Supreme Court explains when a court employee's failure to pay debts and defiance of Court orders can lead to dismissal from service.