Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Levy on Mortgaged Property in the Philippines: Sheriff's Duties Explained
Philippine Supreme Court clarifies that sheriffs may levy mortgaged properties to satisfy judgments, as debtors retain beneficial ownership until foreclosure.
Honesty in Judicial Applications: Why Full Disclosure Matters
The Supreme Court reminds lawyers that candor and honesty in judicial applications are ethical duties, not optional courtesies.
Confidentiality Rules for Court Personnel: Lessons from a Legal Researcher's Misconduct Case
A Supreme Court ruling clarifies when court personnel breach confidentiality and why even "harmless" disclosures to litigants constitute misconduct.
Unmasking Deceptive Sales Tactics: Supreme Court Upholds Consumer Protection in Aowa Case
The Supreme Court affirms DTI's closure order against Aowa for deceptive sales schemes, strengthening consumer protection under the Consumer Act.
Certiorari and Evidence: Court of Appeals Can Receive New Proof in Special Civil Actions
When may the Court of Appeals admit new evidence in a certiorari case? The Supreme Court clarifies in this foreclosure dispute.
Can Tenants Challenge Landlord's Title After Foreclosure? The Ros v. PNB Case
When a bank forecloses on a property, can the borrower's spouse later challenge the mortgage as forged? The Supreme Court explains the limits.
When Can a Bank's Foreclosure Sale Be Nullified? Philippine Rules Explained
Philippine Supreme Court explains when a bank's foreclosure sale is valid or void, and what happens when a bank collects beyond what the mortgage covers.
Where Can a Mortgage Be Foreclosed in the Philippines? Venue Rules Explained
Philippine Supreme Court clarifies venue and scope of extrajudicial foreclosure, including what happens when a mortgage covers only part of a loan.
Possession and Ownership: Understanding the Writ of Possession in Foreclosure Cases in the Philippines
Learn how forum shopping can derail foreclosure disputes in the Philippines, as shown in Asia United Bank v. Goodland Company, Inc.
Redemption Rights and Capital Gains Tax in Foreclosure Sales: Key Lessons from Supreme Transliner v. BPI Famil
Philippine Supreme Court clarifies redemption price in bank foreclosure sales, including when capital gains tax applies and what charges are valid.
SALN Disclosure: Ombudsman’s Authority Not Limited by Internal Office Procedures
Supreme Court ruling on SALN review, Ombudsman independence, and the limits of Section 10 RA 6713.
Foreclosure Sales in the Philippines: The Legal Weight of Notice and Publication
A Supreme Court ruling clarifies the requirements for notice and publication in extrajudicial foreclosure sales under Act No. 3135.
When Non-Disclosure in a Personal Data Sheet Is Not Dishonesty
Supreme Court clarifies that failing to disclose a prior admonition in a PDS is not automatically dishonesty absent intent to deceive.
Philippine Foreclosure Law: Why Publication Is Non-Negotiable for Banks
Philippine Supreme Court rules banks must prove newspaper publication in foreclosure sales; failure voids the entire proceeding.
Writ OF Possession Protecting Property Rights After Foreclosure IN THE Philippines
Foreclosure Redemption Rights: How to Protect Your Property in the Philippines
Learn how Philippine courts handle foreclosure disputes, redemption rights, and why settlement agreements often provide the best protection for homeowners facing bank foreclosure.
Sheriff's Duty in Extrajudicial Foreclosure: When Stubborn Reliance on Obsolete Rules Costs a Career
A sheriff's dismissal for gross neglect of duty in extrajudicial foreclosure shows why court officers must keep abreast of procedural rules.
Upholding Foreclosure Validity: Notice Requirements and Mortgagor Obligations
Supreme Court clarifies posting and publication rules in extrajudicial foreclosure, and when mortgagors are estopped from challenging a sale.
Bona Fide Business Closure vs. Illegal Dismissal: Protecting Workers' Rights in Company Transfers
When is a business closure a valid reason for termination? The Supreme Court clarifies the rules on bona fide closure versus illegal dismissal.
Bona Fide Business Closure VS Illegal Dismissal Protecting Workers Rights IN Company Transfers
Redemption Rights DBP Foreclosures AND THE Imperative OF Full Debt Repayment
Foreclosure Invalidity Upholding Debtors Rights IN Loan Obligations
Novation Requires Clear Agreement: Loan Restructuring and Foreclosure Rights
Supreme Court clarifies that accepting partial payments does not automatically novate a loan, and banks may still foreclose on defaulted mortgages.
Rehabilitation Stay Orders and Foreclosure Rights: The Equitable PCI Bank v. DNG Realty Ruling
When a corporate rehabilitation stay order does not stop post-foreclosure steps like title consolidation and writs of possession.