Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
When Airlines Can Escape Liability: Bad Faith and Fortuitous Events in Carriage Contracts
The Supreme Court explains when a typhoon-caused flight delay absolves an airline from moral damages claims under Philippine law.
When a Carrier's Delay Is a Fortuitous Event: Moral Damages in Breach of Carriage Contracts
The Supreme Court explains when moral damages are recoverable for breach of contract of carriage and why a typhoon-caused delay absolved Northwest Airlines.
Flight Delay Liability: Fortuitous Events and Bad Faith in Breach of Contract
Philippine Supreme Court clarifies when airlines are liable for flight delays—fortuitous events and bad faith explained.
Stored Goods Destroyed by Fire: When Negligence Overrides Fortuitous Events
Learn when storage facilities are liable for goods destroyed by fire, and how the Supreme Court applied res ipsa loquitur in ICTSI v. Chua.
Common Carriers and Fortuitous Events: Reassessing Liability in Passenger Injury Cases
The Supreme Court held that a bus company is not liable for a passenger's death when the collision was caused solely by a third-party truck's brake failure.
Pawnshop Liability Fortuitous Events Negligence AND Insurance Obligations IN Pledge Agreements
When a pawned item is lost to robbery, who bears the loss? The Supreme Court clarifies pawnshop liability, fortuitous events, and insurance duties.
Financial Crisis as Fortuitous Event: Real Estate Contract Obligations in the Philippines
Philippine Supreme Court ruling on whether the 1997 Asian financial crisis excuses a developer's failure to deliver condominium units.
Fortuitous Events and Loan Obligations: DBP vs. Spouses Calina
A typhoon destroyed a financed fishing boat, but the borrowers still had to repay their loan. The Supreme Court explains why.
Fortuitous Events and Employee Dismissal: When Absences Are Excusable
The Supreme Court ruled that absences caused by fortuitous events like flooding cannot justify dismissal, protecting workers' labor rights.
Employer Liability for Employee Death in the Philippines Even in Fortuitous Events
Philippine employers may be liable for employee death caused by fortuitous events under Article 1711 of the Civil Code, as explained in Candano Shipping Lines v. Sugata-on.
Substantial Compliance vs Strict Procedure: Negligence and Liability in Fire Incidents
A fire spreads from one food stall to another—who pays? The Supreme Court clarifies negligence, fortuitous events, and procedural rules.
Common Carriers, Fortuitous Events, and Evidence: Lessons from Lea Mer Industries
When a barge sank with insured cargo, the Supreme Court clarified when a common carrier can invoke a fortuitous event defense.
Extraordinary Diligence of Common Carriers: Liability for Cargo Loss in Fortuitous Events
When is a common carrier liable for lost cargo during a storm? The Supreme Court clarifies the rule on extraordinary diligence and fortuitous events.
Common Carrier Liability: Negligence and Fortuitous Events in Cargo Loss
When cargo is lost at sea, who pays? Philippine law on common carriers, negligence, and the act of God defense explained.
Carrier Negligence vs Fortuitous Events: Defining Insurance Liability in Cargo Loss
When a typhoon sinks a barge, who pays? The Supreme Court clarifies when a carrier's negligence defeats both the fortuitous-event defense and insurance recovery.
Carrier's Improper Stowage Overrides Fortuitous Event Defense in Cargo Loss Case
Philippine Supreme Court ruling on carrier liability when improper stowage, not weather, causes cargo loss at sea.
Fortuitous Events and Carrier Liability: Navigating the Perils of the Sea
When a vessel sinks in a storm, is the carrier liable? The Supreme Court explains the rules on fortuitous events.
Reformation of Contracts in the Philippines: Navigating Unforeseen Events and Economic Shifts
Philippine Supreme Court ruling on contract reformation, fortuitous events, and extraordinary inflation in lease agreements. Learn key legal principles.
Common Carriers and Fortuitous Events: When Is a Carrier Liable for Passenger Injury
Philippine Supreme Court explains when a tire blowout is not a fortuitous event and why common carriers face a presumption of negligence in passenger injury cases.
Understanding Contract Interpretation: When a Windmill Deal Includes a Deep Well
A Supreme Court ruling clarifies when contract terms include extra work, and when a typhoon is not a fortuitous event.
Negligence Trumps Fortuitous Events: Service Shops Must Insure Customer Vehicles
Philippine Supreme Court ruling on when a service shop's failure to insure customer property makes it liable for loss by fire, even if the fire is a fortuitous event.