Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 17 of 7 articles for housing loan

GSIS Housing Loans and Insurance: Protecting Heirs' Rights After a Borrower's Death

A Supreme Court ruling on GSIS housing loans clarifies when Sales Redemption Insurance applies and how heirs can save a deceased borrower's property from cancellation.

Estafa Acquittal: Why a Faulty Information Violates Due Process in the Philippines

A flawed information can lead to acquittal in estafa cases. Learn how the right to be informed shapes criminal due process in the Philippines.

Overvaluing Property When Does It Become A Crime Under Philippine Banking Laws

The Supreme Court clarifies when a bank appraiser's overvaluation of property becomes a crime under the General Banking Law, requiring proof of intent to influence the bank.

Compromise Agreements in Philippine Disputes: When Courts Must Respect Settlements

The Supreme Court clarifies when courts must approve compromise agreements, protecting valid settlements from being overturned on technical grounds.

CBA Loan Benefits vs Bank Policy: When Management Rules Violate the Agreement

SC rules on when a bank's "no negative data bank" policy for employee loans violates the existing CBA. Learn the limits of management prerogative.

Simulated Sales: When Continued Possession Trumps a Deed of Sale

Philippine Supreme Court ruling on simulated sales: continued possession and tax payments can nullify a deed of absolute sale.

Priority in Litigation: Determining Which Case Prevails in Overlapping Contract Disputes

Learn how Philippine courts resolve overlapping contract disputes and which case prevails when judgments appear to conflict.