Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Civil Liability After Criminal Acquittal: What the Llonillo Case Means
Philippine law allows civil liability to survive a criminal acquittal. Learn the rules and the Supreme Court's ruling in Llonillo.
Choice of Law Clauses in Cross-Border Contracts: The Standard Chartered Ruling
How Philippine courts resolve conflicting choice-of-law clauses in cross-border contracts, explained through the Standard Chartered Bank v. Philippine Investment Two ruling.
Solidary Liability and Interest Rates in Philippine Partnerships: Key Lessons from a Supreme Court Ruling
A look at a Supreme Court ruling on solidary liability, novation, and unconscionable interest rates in business loans and partnerships.
Simulated Contracts in the Philippines: When a Deed of Sale Is Void
Philippine Supreme Court explains when a simulated deed of sale is void. Learn the rules on genuine intent in property transactions.
Other Deceits Under Article 318: Lessons from Magalona v. People
Learn how the Supreme Court applied Other Deceits under Article 318 of the Revised Penal Code in Magalona v. People, and what it means for property transactions.
Unconscionable Interest Rates: When 5% Monthly Loan Interest Is Void in the Philippines
Philippine courts void unconscionable loan interest rates even if borrowers agreed to them. Learn the rules, the legal interest substitute, and foreclosure effects.
When Checks Prove a Loan: The Supreme Court Ruling on Evidence of Indebtedness
The Supreme Court clarifies when checks alone establish a loan obligation and shift the burden of proof to the debtor under Philippine law.
Trust Receipt vs. Loan: When a Security Agreement Becomes a Debt
Philippine Supreme Court ruling clarifies when a trust receipt arrangement is actually a loan, affecting liability and criminal exposure.
Final Judgments in Philippine Courts: Supervening Events and the Doctrine of Immutability
Learn how the Supreme Court defines supervening events and why final judgments in the Philippines are generally immutable and unalterable.
Partnership vs. Loan in the Philippines: Profit-Sharing Terms Still Bind
Philippine courts look beyond contract labels to determine if a deal is a partnership or loan—but agreed profit-sharing terms remain enforceable either way.
Grave Coercion in Property Takeovers: The Navarra Ruling Explained
The Supreme Court ruled that forceful property repossession, even with a debt claim, constitutes grave coercion under Philippine law.
Oral Loan Agreements in the Philippines: When a Verbal Promise Is Legally Binding
Oral loan agreements can be enforceable in the Philippines. Learn the rules, evidence needed, and key Supreme Court ruling on verbal contracts.
Equitable Mortgage vs. Pacto de Retro Sale: When a "Sale" Is Really a Loan
Philippine law presumes certain "sales with right to repurchase" are equitable mortgages, protecting borrowers from unfair lending arrangements.