Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Redundancy and Restructuring in the Philippines: Legal Requirements Employers Must Meet
Redundancy and restructuring in the Philippines require specific legal grounds, notice, and fair separation pay under the Labor Code. Here is what employers must know.
Local Tax Assessments After Corporate Restructuring: Who Pays?
Supreme Court rules on who bears local business tax liability when a government corporation's operations transfer by law to another entity.
Rehabilitation Plans and Creditor Rights: When Debt Restructuring Binds Secured Creditors
When can a rehabilitation plan force creditors to accept debt restructuring? The Supreme Court explains in China Banking v. St. Francis Square.
Understanding Loan Agreements and Foreclosure: Key Lessons from a Philippine Supreme Court Ruling
A Supreme Court ruling clarifies when banks may foreclose and how courts interpret loan agreements, credit lines, and restructuring contracts in the Philippines.
Loan Agreements and Interest Rates: Lessons from a Philippine Supreme Court Ruling
A Philippine Supreme Court ruling clarifies when banks may impose penalty charges and compound interest under loan restructuring agreements.
Compromise Agreements VS Mortgage Rights CAN Banks Foreclose After Restructuring Loans
Loan Restructuring and Surety Obligations: Understanding Novation and Continuing Guarantees
Philippine Supreme Court clarifies when loan restructuring extinguishes a surety's obligation and the binding effect of continuing guarantees.
Redundancy and Constructive Dismissal: Employee Rights in Corporate Restructuring
Understand redundancy pay, constructive dismissal, and employee rights when Philippine companies restructure or downsize.
Franchise Disputes and Cooperative Restructuring in Philippine Electrification
Supreme Court clarifies NEA authority over electric cooperative franchises, asset transfers, and why internal restructuring cannot create new cooperatives.
Non-Diminution of Pay: Protecting Employee Benefits in Government Restructuring
The Supreme Court clarifies how non-diminution of pay applies when government agencies restructure compensation plans, using the NAPOCOR COLA case as example.
Reorganization and Security of Tenure: Why Employees Must Exhaust Administrative Remedies First
Supreme Court ruling on LWUA reorganization clarifies that employees challenging government restructuring must first exhaust administrative remedies before going to court.
Voluntary Resignation vs Illegal Dismissal: What Corporate Restructuring Means for Employee Rights
When is a resignation truly voluntary? The Supreme Court clarifies the distinction in Malixi v. Mexicali Philippines.
Voluntary Resignation vs Illegal Dismissal: Employee Rights in Corporate Restructuring
When does a resignation become involuntary? Learn how the Supreme Court distinguishes voluntary resignation from illegal dismissal in corporate transfers.
Loan Restructuring Qualified Acceptance and the Absence of a Binding Agreement
When a borrower's "acceptance" of a bank's restructuring offer is qualified, it becomes a counter-offer, not a binding contract.
Mergers and Documentary Stamp Tax: Clarifying Tax Exemptions for Corporate Restructuring
Supreme Court clarifies that real property transfers pursuant to a merger are not subject to documentary stamp tax under the NIRC.
Mergers and Documentary Stamp Tax: Clarifying Tax Obligations in Corporate Restructuring
The Supreme Court clarifies when documentary stamp tax applies to property transfers in corporate mergers under the National Internal Revenue Code.
Corporate Restructuring and Security of Tenure: Illegal Dismissal in Stock Sales
A look at how corporate restructuring and stock sales affect security of tenure, and when they constitute illegal dismissal under Philippine law.
Upholding Employee Rights NPC Employees Entitled TO Separation PAY Despite Corporate Restructuring
Supreme Court rules NPC illegally dismissed employees entitled to separation pay, backwages despite corporate restructuring under EPIRA.
Corporate Reorganization VS Illegal Dismissal Protecting Employee Rights During Corporate Restructuring
When a company merely changes its name or restructures, it cannot use that as a pretext to terminate employees without valid cause.
Trust Receipts vs Ordinary Loans: When Debt Restructuring Does Not Erase Criminal Liability
Philippine National Bank v. Soriano clarifies when restructuring a trust receipt loan does not extinguish criminal liability for estafa under PD 115.
Loan Restructuring vs Foreclosure: Borrower Rights in the Philippines
When does a pending loan restructuring stop a bank from foreclosing? The Supreme Court explains borrower rights and limits.
Bouncing Checks LAW Restructuring Agreements DO NOT Automatically Extinguish Criminal Liability
A restructuring agreement does not automatically extinguish criminal liability for bouncing checks. Learn the legal distinction.
Novation Requires Clear Agreement: Loan Restructuring and Foreclosure Rights
Supreme Court clarifies that accepting partial payments does not automatically novate a loan, and banks may still foreclose on defaulted mortgages.
Reorganization and Demotion: Protecting Employee Rights in Government Restructuring
Learn when a government reorganization results in illegal demotion and how the Supreme Court protects employee rights in restructuring.