Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 13 of 3 articles for loan disputes

Taming Unconscionable Interest: Reassessing Loan Obligations and Attorney's Fees in Philippine Law

The Supreme Court clarifies how courts temper unconscionable loan interest rates and when attorney's fees may be awarded in foreclosure cases.

Decoding Loan Payments: How Courts Apply Payments to Interest vs Principal in Philippine Law

Philippine Supreme Court clarifies how loan payments are applied to interest before principal, and when chattel mortgages cover future loans.

Compulsory vs Permissive Counterclaims: When Court Fees Are Not Required in Loan Disputes

Learn when a counterclaim in a loan dispute is compulsory and exempt from docket fees, based on a 2003 Supreme Court ruling.