Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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When a Bank's Auction Purchase Benefits the Mortgagor: PNB v. Tad-y
A bank that buys mortgaged property at a tax auction may hold it in trust for the mortgagor under the mortgage's agency clause.
Mortgage Sales and Interest Claims: Lessons from DBP v. Heirs of Danico
A Supreme Court ruling clarifies when buyers of mortgaged property become liable for interest and how mortgage obligations are enforced.
When Property Appraisal Cannot Delay Foreclosure: Sycamore Ventures v. Metrobank
Supreme Court rules mortgaged property appraisal value is not a prejudicial question that can suspend extrajudicial foreclosure proceedings under Act No. 3135.
Mortgage Rights vs Property Transfer: Foreclosure Options for Second Mortgagees
When a mortgaged property is sold to the first mortgagee, can the second mortgagee still foreclose? The Supreme Court explains the limits.
Levy on Mortgaged Property in the Philippines: Sheriff's Duties Explained
Philippine Supreme Court clarifies that sheriffs may levy mortgaged properties to satisfy judgments, as debtors retain beneficial ownership until foreclosure.
Mortgaged Property Sales Upholding Ownership Rights Despite Unapproved Transfers
Due Diligence in Mortgage Transactions: Protecting Landowners From Fraudulent Transfers
When a bank accepts a mortgaged property with suspicious title transfers, it cannot claim good faith. Learn from this Supreme Court ruling.
Mortgage Foreclosure: Why a Bank Can Foreclose Despite Loan Transfer Doubts
Supreme Court ruling on when a bank may foreclose mortgaged property even if the borrower questions the assignment of loan receivables.
Loss of Redemption Rights: Inheriting Property After Mortgage Foreclosure in the Philippines
When a mortgaged property is foreclosed and not redeemed, heirs lose inheritance rights. The Supreme Court explains why.
When a Financing Company Is Not a Mortgagee in Good Faith: Lloyd's Enterprises v. Dolleton
A financing firm that failed to inspect a mortgaged property cannot claim good faith. Learn the due diligence rule from this 2008 case.