Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Understanding Trust and Misappropriation in Philippine Estafa Cases: Key Lessons from a Landmark Ruling
A Supreme Court ruling clarifies estafa under Article 315(1)(b), explaining trust receipt obligations, demand requirements, and why partial payment does not erase criminal liability.
When Sellers May Keep Partial Payments in a Failed Property Sale
Philippine Supreme Court ruling on when a seller may keep partial payments as rentals after a failed contract to sell.
Redemption of Foreclosed Property: Full Payment Required, Good Intent Not Enough
Philippine Supreme Court clarifies that redeeming a foreclosed property requires full payment of the redemption price within the one-year period, not just partial payments or good intentions.
Redemption Rights and Bank Foreclosures: What GE Money Bank v. Spouses Dizon Teaches Us
Partial payments during the redemption period do not perfect a mortgagor's right to redeem foreclosed property, unless the bank's conduct clearly induces reliance.
Redemption of Foreclosed Property: Full Payment Within Period Is Required
Partial payments during the redemption period do not constitute valid redemption; full tender of the redemption price is required.
Partial Payment of Filing Fees in BP 22 Cases: The Supreme Court’s Ruling on Access to Justice
The Supreme Court allows complainants in multiple BP 22 cases to pay filing fees per case, ensuring access to justice.
Novation Requires Clear Agreement: Loan Restructuring and Foreclosure Rights
Supreme Court clarifies that accepting partial payments does not automatically novate a loan, and banks may still foreclose on defaulted mortgages.
Default and Foreclosure: When Accepting Late Payments Waives the Right to Foreclose
A lender who accepts late and partial payments after a borrower's default may waive the right to foreclose. Learn the rule from this Philippine case.
Novation Requires Unequivocal Agreement Understanding Contractual Modifications IN Philippine LAW
Philippine Supreme Court ruling on novation: mere partial payment does not prove agreement to modify a contract. Learn the legal requisites.
Loan Restructuring vs Mortgage Release: When Must a Bank Return Collateral?
When a borrower restructures a loan and assigns property as partial payment, is the bank obliged to release other collateral? The Supreme Court explains.
Conditional Sale Buyers' Rights and Sellers' Obligations After Partial Payment
Philippine Supreme Court clarifies buyer and seller rights in contracts to sell, including when a buyer can demand a deed of absolute sale.
Partial Payment and Fulfillment of Obligations: Creditor Rights Under B.P. 22
When does partial payment satisfy a debt? The Supreme Court clarifies creditor rights and the Bouncing Checks Law in Alonto v. People.
When Payment Defaults Threaten Property Rights: Understanding Rescission in Real Estate Sales
A buyer's failure to pay the full purchase price can lead to contract rescission, even after years of partial payments. Learn the rules.
Surety Reimbursement Rights: When Partial Payment Does Not Trigger Indemnity
Philippine Supreme Court clarifies when co-sureties can demand reimbursement and foreclose pledged shares under indemnity agreements.
Fire Insurance Premiums: When Partial Payment Is Not Enough in the Philippines
Philippine Supreme Court rules on whether partial premium payment makes a fire insurance policy valid and binding.