Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 1–4 of 4 articles for “philippine loans”

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Nov 24, 2021 mutuality-of-contracts foreclosure interest-rates real-estate-mortgage banking-law philippine-loans

Mutuality of Contracts and Foreclosure Rights in Philippine Loans

Philippine Supreme Court clarifies that void interest stipulations do not invalidate foreclosure when the principal debt remains unpaid.

Jan 30, 2017 unconscionable interest loan agreements contractual freedom usury law philippine supreme court borrower protection

Unconscionable Interest: The Limits of Contractual Freedom in Philippine Loans

Philippine courts can strike down unconscionable interest rates in loan agreements. Learn the rules on excessive interest and how borrowers are protected.

Mar 10, 2006 suretyship co-maker personal liability corporate officers promissory notes philippine loans

Personal Liability for Business Debts: Surety and Co-Maker Obligations in Philippine Loans

Learn when Philippine courts hold corporate officers personally liable as sureties or co-makers on business loans, based on a Supreme Court ruling.

Mar 31, 1998 suretyship guaranty co-maker solidary liability promissory note civil code

Surety vs Guarantor: Co-Maker Liability in Philippine Loans Explained

Philippine Supreme Court clarifies the difference between a surety and a guarantor in co-maker loan agreements, and when a creditor may sue one alone.