Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
When a Sale Among Heirs Can Be Voided: PD 27 and Simulated Land Transfers
Learn when a sale of agrarian reform land among heirs is void under PD 27, based on the Supreme Court's ruling in Dela Cruz v. Dumasig.
Extrajudicial Foreclosure in the Philippines: Why a Special Power of Attorney Is Required
The Supreme Court ruled that a general foreclosure clause is not enough—mortgagees need express authority to sell property extrajudicially.
Foreclosure Publication Rule: Why Missing the Notice Voids the Sale
Failure to publish a foreclosure notice under Act No. 3135 is a jurisdictional defect that invalidates the sale, as Baclig v. Rural Bank of Cabugao shows.
Writ of Possession in Philippine Foreclosures: Finality and the Lessons from HH & Co. v. Perlas
Learn when a writ of possession becomes final and executory in Philippine foreclosures, and why courts rarely recall it, based on HH & Co. v. Perlas.
Consent in Contracts: Supreme Court Voids Mortgage for Lack of Genuine Agreement
Supreme Court voids mortgage where a bank misled an elderly woman into signing a loan document she believed was a mere guarantee.
Laches in Philippine Law: How Delay Can Bar Your Legal Claims
Learn how the doctrine of laches can bar legal claims in the Philippines, even before the prescriptive period expires, through the Supreme Court's ruling in Ang v. Abaldonado.
Unconscionable Interest Rates: When 5% Monthly Loan Interest Is Void in the Philippines
Philippine courts void unconscionable loan interest rates even if borrowers agreed to them. Learn the rules, the legal interest substitute, and foreclosure effects.
Authority to File Suit: When a Missing SPA Defeats Court Jurisdiction
A complaint filed by an attorney-in-fact without a Special Power of Authority is invalid, depriving the court of jurisdiction over the case.
Compulsory vs. Permissive Counterclaims: What Philippine Litigants Must Know
Learn the difference between compulsory and permissive counterclaims in Philippine courts, including docket fees, forum shopping, and the Alba v. Malapajo ruling.
Extrinsic Fraud and Annulment of Judgment: What Litigants Must Know
The Supreme Court clarifies that a lawyer's negligence is not extrinsic fraud, and explains the strict requirements for annulling a final judgment under Rule 47.
Verification and Certification Against Forum Shopping: Why All Petitioners Must Sign
A single unsigned verification can dismiss a case. Learn the strict rules on certification against forum shopping from Formoso v. PNB.
Mortgage Foreclosure After Death of a Debtor: Creditor Options in the Philippines
When a mortgagor dies, creditors have three legal options. Learn how extrajudicial foreclosure works under Philippine law.