Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Writ of Possession as Ministerial Duty: Rayo v. Metrobank on Due Process Limits
The Supreme Court affirms that a writ of possession after extrajudicial foreclosure is a ministerial duty, even if issued ex parte. Learn the limits of due process claims.
Banks' Duty to Depositors: No Unilateral Freezing Without Court Order
Supreme Court rules banks cannot unilaterally freeze depositor accounts based on mere suspicion, reaffirming fiduciary duty to treat accounts with meticulous care.
Proving Land Claims in the Philippines: What a Foreclosure Redemption Case Teaches
A Supreme Court ruling on foreclosure redemption clarifies how blanket mortgage clauses affect land claims and property disputes in the Philippines.
Burden of Proof in Philippine Criminal Law: Affirmative Testimony vs Denial
How Philippine courts weigh affirmative testimony against bare denial in criminal and civil cases, with practical guidance.
Elections Held Despite a TRO Are Not Automatically Void: Supreme Court Clarifies
The Supreme Court explains when an election held in defiance of a temporary restraining order may be annulled, and when it may stand.
Financial Crisis as Fortuitous Event: Real Estate Contract Obligations in the Philippines
Philippine Supreme Court ruling on whether the 1997 Asian financial crisis excuses a developer's failure to deliver condominium units.
Unauthorized Real Estate Mortgage: Strict Interpretation of Special Power of Attorney
When a special power of attorney fails to identify the exact property, a mortgage over it is unenforceable. The Supreme Court explains why banks must verify authority.
Lease or Disguised Sale: Recto Law Protects Lessees in Equipment Financing Agreements
When is a lease really a sale? The Supreme Court explains how the Recto Law shields lessees in disguised financing deals.
Condonation in Foreclosure: Defining the Scope and Effect of Debt Forgiveness
The Supreme Court clarifies when condonation of a deficiency after foreclosure takes effect and its scope, with practical lessons for debtors and creditors.
Prejudicial Question in Philippine Courts: When Civil Cases Suspend Criminal Proceedings
Learn when Philippine courts suspend criminal cases due to prejudicial questions, and why appeal, not certiorari, is the proper remedy.
Good Faith in Property Transactions: Protecting Innocent Purchasers Under the Torrens System
When a notarized special power of attorney turns out forged, who keeps the land? The Supreme Court explains good faith under the Torrens system.
Prescription in Mortgage Foreclosure: When the Clock Starts Ticking in the Philippines
Philippine Supreme Court clarifies that the 10-year prescriptive period for mortgage foreclosure runs from default, not from the mortgage date.
When Can Courts Compel the Ombudsman to Prosecute? Mandamus Limits Explained
The Supreme Court clarifies that mandamus cannot compel the Ombudsman to file criminal charges, as prosecutorial discretion remains with that office.
Double Sale of Land in the Philippines: Bad Faith Registration and Ejectment Rights
Philippine Supreme Court ruling on double sale of land: bad faith registration cannot defeat the first buyer's right to possession.
Double Sale in the Philippines: How Good Faith and Prior Knowledge Decide Property Rights
Philippine Supreme Court ruling on double sale: a second buyer who registers first but knows of the first sale acts in bad faith and loses.
Is 24% Interest Legal in the Philippines? Bacolor v. Banco Filipino Explained
The Supreme Court in Bacolor v. Banco Filipino ruled that a 24% annual interest rate agreed upon in writing is not usurious or unconscionable.
Protecting Government Assets Understanding Exemptions From Execution IN THE Philippines
The Supreme Court clarifies when government funds and properties are exempt from execution, and when judges and sheriffs can be held liable.
Debt Recovery Gone Wrong Understanding Abuse of Rights in Property Repossession Uypitching vs Quiamco
Explore abuse of rights in debt recovery and property repossession through the Supreme Court ruling in Uypitching vs Quiamco.
Willful Failure to Pay Just Debts: Disciplinary Risks for Philippine Government Employees
Philippine public servants can face administrative discipline for willful failure to pay just debts, even after settlement. Learn the rules and risks.
Rescission Rights in Pacto de Retro Sales: When Can a Seller Reclaim Property
Philippine Supreme Court clarifies when a seller can rescind a pacto de retro sale and reclaim property from a defaulting buyer.
Consolidation of Cases: Efficiency and Prevention of Conflicting Judgments
Philippine Supreme Court explains when courts may consolidate related cases to avoid conflicting judgments, save time, and promote swift justice.
Dilatory Tactics and the Five-Year Rule: When Delaying Execution Backfires
The Supreme Court condemns a losing party's dilatory tactics that delayed execution of a final judgment for years, clarifying the five-year rule on execution by motion.
Attorney's Fees Need Explicit Justification in Philippine Courts
Philippine courts cannot award attorney's fees without stating factual and legal basis in the decision's text, as clarified by the Supreme Court.
Limits on Self-Representation When a Lawyer Is Required in Court
Philippine Supreme Court clarifies when a party may appear without counsel and why mixing self-representation with a lawyer's appearance is not allowed.