Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
GSIS Housing Loans and Insurance: Protecting Heirs' Rights After a Borrower's Death
A Supreme Court ruling on GSIS housing loans clarifies when Sales Redemption Insurance applies and how heirs can save a deceased borrower's property from cancellation.
Gym Liability in the Philippines: Negligence, Member Disclosure, and the Slimmers World Case
Who pays when a gym member suffers a medical emergency? The Supreme Court's Slimmers World ruling clarifies negligence, causation, and member responsibility.
Dual Citizenship and Philippine Law Practice: What Lawyers Must Know
How dual citizenship affects a Philippine law license, and the Supreme Court steps to keep practicing under RA 9225.
Civil Liability After Criminal Acquittal: What the Llonillo Case Means
Philippine law allows civil liability to survive a criminal acquittal. Learn the rules and the Supreme Court's ruling in Llonillo.
Foreclosure Judgments Must State Amount and Payment Period: Lontoc v. Tiglao
A foreclosure judgment must specify the exact amount due and the payment period under Rule 68, Section 2, or it cannot be executed.
Deficiency Claims After Mortgage Foreclosure: The Prieto v. BPI Ruling
Learn how the Supreme Court's Prieto v. BPI ruling protects borrowers from unproven deficiency claims after mortgage foreclosure in the Philippines.
Extrajudicial Foreclosure in the Philippines: Why a Special Power of Attorney Is Required
The Supreme Court ruled that a general foreclosure clause is not enough—mortgagees need express authority to sell property extrajudicially.
PAO Conflict of Interest Rule Upheld: What the Supreme Court Ruling Means
The Supreme Court upheld Section 22, Canon III of the CPRA, limiting conflict of interest imputation among PAO lawyers. Learn the implications.
Foreclosure Publication Rule: Why Missing the Notice Voids the Sale
Failure to publish a foreclosure notice under Act No. 3135 is a jurisdictional defect that invalidates the sale, as Baclig v. Rural Bank of Cabugao shows.
Election Transparency and Citizen Access to the Automated Election System in the Philippines
The Supreme Court clarifies the limits of citizen access to the automated election system, including ballot printing, SD cards, and transmission data.
Untrue Statements in Securities Registration: The Caliraya Springs Ruling
The Supreme Court clarifies when a projected completion date in a securities registration statement becomes an actionable untrue statement under the Securities Regulation Code.
Agrarian Reform Land Transfer Ban: What Beneficiaries and Buyers Must Know
Supreme Court clarifies the 10-year ban on selling agrarian reform lands, the void sale rule, and the buyer's right to recover payment.
Procurement Rules Family Ties Dont Always Taint THE Deal
Supreme Court clarifies that disclosure-of-relations rules under procurement law apply only to competitive bidding, not to Shopping.
Illegal Dismissal: Employer Liability After a Prolonged Business Suspension
When a business suspension exceeds six months, employers must validly terminate or recall workers. Learn the rules from a 2023 Supreme Court ruling.
Unlawful Termination Employer Liability FOR Extended Business Suspension AND Retrenchment Requirements
When a business suspension exceeds six months and retrenchment rules are ignored, employers face illegal dismissal liability. Learn the rules.
Bank Liable for Moral Damages Over Mortgage Redemption Insurance Non-Disclosure
When a bank offers mortgage redemption insurance, it must disclose coverage limits. Learn from Land Bank v. Miranda why non-disclosure can lead to damages.
Drawing the Line When Gun Display Becomes Direct Assault on Traffic Enforcers
Supreme Court clarifies when pointing a gun at a traffic enforcer constitutes direct assault, not mere resistance, under Philippine law.
Foreclosure Jurisdiction: Assessed Value of Property Determines the Proper Court
In foreclosure suits, the property's assessed value—not the loan amount—determines which court has jurisdiction. Learn from a recent Supreme Court ruling.
Dishonesty in Government Service: When Is It Grounds for Dismissal?
The Supreme Court clarifies when dishonesty in government service warrants dismissal, distinguishing serious, less serious, and simple dishonesty.
Writ of Possession: Ministerial Duty vs Third-Party Adverse Claims in Foreclosure Sales
The Supreme Court clarifies when a writ of possession is ministerial and when third-party adverse claims can stop it.
Just Compensation in Agrarian Reform: When Land Exceeds the Covered Area
The Supreme Court clarifies when sloping land must be excluded from agrarian reform coverage and how just compensation is computed.
Upholding Mutuality in Loan Agreements: Scrutinizing Interest Rate Adjustments
The Supreme Court clarifies when a bank's interest rate adjustments in loan agreements are valid, reaffirming the principle of mutuality of contracts.
Mortgage in Good Faith vs True Owner: Navigating Philippine Property Law
Explore the Supreme Court's ruling on mortgagee in good faith versus true owner rights in Philippine property disputes.
Unconstitutional Bargain: State Control Over Natural Resources in Philippine Seas
The Supreme Court struck down the JMSU as unconstitutional, reaffirming that exploration of the country's natural resources must remain under full State control.