Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Mortgage Without HLURB Approval: Buyer Protection in Condominium Sales
Philippine Supreme Court clarifies that a mortgage lacking HLURB approval is void only against the unit buyer, not the developer and bank.
Contract to Sell vs Dacion en Pago: Protecting Subdivision Lot Buyers in the Philippines
The Supreme Court explains how PD 957 protects subdivision lot buyers even when a developer transfers the property to a bank through dacion en pago.
HLURB Jurisdiction Over Condominium Disputes: Peralta v. De Leon Explained
Learn how the Supreme Court affirmed HLURB's exclusive jurisdiction over condominium buyer-developer disputes in Peralta v. De Leon.
HLURB Jurisdiction: Protecting Subdivision Lot Buyers' Right to Title Delivery
Supreme Court affirms HLURB jurisdiction over subdivision lot buyers' claims for title delivery against developers, protecting purchasers from unscrupulous sellers.
HLURB Jurisdiction: Protecting Subdivision Lot Buyers From Developer Non-Compliance
When a licensed developer sells a lot and fails to deliver title, the HLURB has jurisdiction over the buyer's claim—regardless of project size.
Delayed Delivery and Rescission Rights in Pre-Selling Condominium Contracts
The Supreme Court held that a developer's failure to deliver a pre-selling condominium unit on time entitles the buyer to a refund of payments with interest.
Breach of Contract Assignees Rights and Developer Liability for Erroneous Construction
Philippine Supreme Court ruling on developer liability for erroneous construction and the rights of lot buyers as assignees.
When Can a Third Party Be Sued for Another's Contract Breach? Martelino v. NHMFC
Philippine Supreme Court clarifies when buyers can sue lenders for a developer's breach, and the limits of declaratory relief.
Exhaustion of Administrative Remedies and Impartiality in HLURB Housing Disputes
The Supreme Court explains why a developer's bid to stop HLURB proceedings for alleged bias failed, and what the ruling means for parties in housing disputes.
Financial Crisis as Fortuitous Event: Real Estate Contract Obligations in the Philippines
Philippine Supreme Court ruling on whether the 1997 Asian financial crisis excuses a developer's failure to deliver condominium units.
Flood Damage Liability: Who Pays When Nature and Development Collide
Philippine Supreme Court ruling on developer liability for flood damage when surrounding developments and government inaction cause the flooding.
Developer's Duty to Maintain Subdivision Streetlights Until Turnover
Philippine Supreme Court clarifies developer obligations for subdivision streetlight maintenance and electricity costs until turnover to local government.
Protecting Subdivision Buyers: Contracts to Sell Must Be Registered
Philippine Supreme Court ruling clarifies that subdivision developers must register contracts to sell with the Register of Deeds under P.D. 957.
Philippine Supreme Court Upholds Buyer Rights Subdivision Developer Must Fulfill Obligations Despite Payment S
Buyers may suspend installment payments when a subdivision developer fails to deliver promised improvements, the Supreme Court ruled in Tamayo v. Huang.
Corporate Rehabilitation vs. HLURB Jurisdiction in Real Estate Rescission Cases
When a developer under corporate rehabilitation faces rescission claims, SEC suspension rules may prevail over HLURB jurisdiction. Learn from this case.
HLURB Jurisdiction: Protecting Buyers vs. Resolving Ownership Disputes
The Supreme Court clarifies that HLURB cannot resolve ownership disputes between buyers, limiting its jurisdiction to developer-related cases.
HLURB Jurisdiction and Protecting Homebuyers' Rights in Real Estate Disputes
The Supreme Court ruled that the HLURB has exclusive jurisdiction over disputes involving the rights and obligations of buyers and developers under PD 957, even if the developer files the case.
Protecting Subdivision Lot Buyers: The Developer's Duty to Develop Under PD 957
Learn how the Supreme Court protects subdivision lot buyers, requiring developers to provide facilities and pay fair market value for breach.
Jurisdiction Clarified When Regular Courts Handle Property Disputes Despite Developer Status
When do regular courts, not HLURB, hear property disputes? The Supreme Court clarifies jurisdiction rules in Lacson Hermanas v. Heirs of Ignacio.
Homeowner Rights vs Developer Authority Clarifying Subdivision Regulations in the Philippines
The Supreme Court clarifies when a homeowner's Torrens title can be subdivided, and a bank's liability for releasing a mortgaged owner's duplicate certificate.
Protecting Subdivision Lot Buyers: The Need for HLURB Approval in Mortgage Agreements
A Supreme Court ruling explains why a developer's mortgage over subdivision lots is void without HLURB approval, and what this means for lot buyers and banks.
HLURB Jurisdiction Over Homeowner-Developer Disputes: Key Ruling
The Supreme Court confirms HLURB's exclusive jurisdiction over homeowner-developer construction disputes, not the RTC. Learn the rules and practical implications.
Abandonment of Property Justifies Rescission of Real Estate Contract
Supreme Court rules buyer's abandonment and non-payment of amortizations justify rescission of contract to sell, despite developer's alleged breaches.
Protecting Condominium Buyers: Annulling Improperly Foreclosed Mortgages
When a developer mortgages condominium units without required approval, buyers can annul the mortgage and foreclosure. Learn the rules from a Supreme Court case.