Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Double Dipping Denied: Separation Pay vs Retirement Benefits in Government Restructuring
Supreme Court rules NPC employees who received separation pay under EPIRA cannot also claim retirement benefits under CA 186, as amended.
Reinstatement vs Restructuring: Employee Rights in Corporate Changes
Philippine Supreme Court ruling on employee rights when corporate restructuring invalidates termination—reinstatement, backwages, and separation pay explained.
When Loan Restructuring Terms Must Be in Writing: The Marcopper Case
A Supreme Court ruling on why unwritten conditions in loan restructuring cannot be enforced, and the binding nature of written agreements.
Redundancy and Management Prerogative: Safeguarding Employee Rights in Corporate Restructuring
Philippine Supreme Court clarifies redundancy termination rules, management prerogative limits, and employee rights in corporate restructuring.
Novation Must Be Clear: Restructuring Agreements Do Not Automatically Extinguish Prior Obligations
Philippine Supreme Court ruling on when debt restructuring novates an obligation and when it merely modifies the original agreement.
Redundancy in Labor Law Justifying Employee Termination During Business Restructuring
Philippine Supreme Court clarifies when business restructuring justifies termination and how regular employment status is determined under the four-fold test.
Loan Restructuring vs Mortgage Release: When Must a Bank Return Collateral?
When a borrower restructures a loan and assigns property as partial payment, is the bank obliged to release other collateral? The Supreme Court explains.
Substantial Compliance Protecting Workers in Corporate Restructuring
Philippine Supreme Court ruling on substantial compliance in corporate restructuring and its impact on worker protections and employment security.
Unlock Loan Restructuring Benefits: Why Application Is Key Under Philippine Law
Philippine Supreme Court ruling on RA 7202 shows why filing an application is essential to claim loan restructuring and condonation benefits.
Usury Law and Contractual Obligations: Striking the Balance in Loan Agreements
The Supreme Court clarifies how the Usury Law interacts with loan restructuring, refinancing, and the binding force of contracts in DBP v. CA.
Mortgage Still Valid Loan Restructuring AND Novation IN THE Philippines Reyes V BPI Family Savings Bank
When does loan restructuring cancel a real estate mortgage? The Supreme Court explains novation rules in Reyes v. BPI Family Savings Bank.
Lease Agreements Upholding Contractual Grace Periods Despite Payment Restructuring
Philippine Supreme Court ruling on how payment restructuring letters affect contractual grace periods in lease agreements.
Standing to Sue: When Can a Citizen Challenge Government Actions in Court
The Supreme Court explains the legal standing requirement for citizens challenging government actions, using a COA restructuring case as an example.
Novation Requires a Completely New and Valid Agreement: Loan Restructuring Lessons
The Supreme Court clarifies when restructuring a loan creates novation, and how usurious interest rates are treated under Philippine law.
Novation in Philippine Law: Can a Restructuring Agreement Extinguish Promissory Note Obligations?
Philippine Supreme Court clarifies when a restructuring agreement novates promissory notes, and when it merely modifies payment terms without extinguishing the debt.
Mortgage Release: Full Payment Trumps Bank's Restructuring Claim
Full payment of a loan obliges a bank to release the mortgage. The Supreme Court clarifies when a bank's restructuring claim fails.
Novation and Trust Receipts: When a Debt Restructuring Agreement Extinguishes Criminal Liability
Learn when a debt restructuring agreement novates trust receipt obligations and extinguishes criminal liability under Philippine law.
Lawyer Suspended for Misappropriating Client Funds in Loan Restructuring Scheme
A lawyer's six-month suspension for misappropriating P60,000 in client funds and fabricating a PNB connection underscores ethical duties.
Redundancy vs Replacement: Protecting Employee Rights in Restructuring
Philippine Supreme Court clarifies the difference between valid redundancy and illegal replacement, protecting employee rights during restructuring.
Loan Restructuring and Surety Release: Key Protections for Guarantors in Philippine Law
Philippine Supreme Court ruling on when loan restructuring releases a surety from liability, and what guarantors must know about their rights.
CBA Duration and Bargaining Unit Scope After Corporate Restructuring
Philippine Supreme Court ruling on CBA renegotiation terms and bargaining unit coverage after a corporate spin-off.