Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Extrajudicial Foreclosure in the Philippines: Why a Special Power of Attorney Is Required
The Supreme Court ruled that a general foreclosure clause is not enough—mortgagees need express authority to sell property extrajudicially.
Behest Loans in the Philippines: Understanding Anti-Graft Law and Due Diligence
Learn how Philippine courts define behest loans, the role of RA 3019, and why loan repayment does not erase potential graft liability.
Foreclosure Publication Rule: Why Missing the Notice Voids the Sale
Failure to publish a foreclosure notice under Act No. 3135 is a jurisdictional defect that invalidates the sale, as Baclig v. Rural Bank of Cabugao shows.
Falsification of Public Documents: When Is a Signature Just a Signature
Philippine Supreme Court ruling on when a signature on public documents constitutes falsification, and the distinction between mere signatures and legal falsification.
Choice of Law Clauses in Cross-Border Contracts: The Standard Chartered Ruling
How Philippine courts resolve conflicting choice-of-law clauses in cross-border contracts, explained through the Standard Chartered Bank v. Philippine Investment Two ruling.
Investment Prudence and SSS Officials' Liability in Stock Purchase Decisions
Supreme Court clarifies when SSS officials may be held liable for investment decisions, applying the prudent man standard under the SSS Law.
Defective Summons Voids Trustee Appointment: Key Lessons from Diversified Plastic Film v. PI-One
Defective summons can void court proceedings. Learn the jurisdictional limits and SPV Act requirements from this Supreme Court ruling.
Winning the Lottery Without a Ticket: Contract Law and Games of Chance in the Philippines
The Supreme Court ruled that a damaged lotto ticket doesn't bar winning the jackpot if the bettor proves selecting the winning combination.
Conjugal Property vs Separate Insurance: When a Spouse's Death Does Not Pay Off the Mortgage
A Supreme Court ruling clarifies when a mortgage redemption insurance payout applies after a spouse's death, and how conjugal property is determined.
Bank Negligence in the Philippines: The BDO v. Seastres Case on Extraordinary Diligence
When banks fail to exercise extraordinary diligence, they can be held fully liable for unauthorized withdrawals, as the Supreme Court ruled in BDO v. Seastres.
When Can a City Demand Access to Private Property? The Caloocan Case
The Supreme Court clarifies when local governments may demand access to private roads, balancing public service duties against property rights.
OFW Illegal Dismissal: Philippine Labor Laws Protect Workers Abroad
Philippine labor laws protect OFWs from illegal dismissal, even abroad. Learn the rules on retrenchment, due process, and remedies.
Project vs Regular Employment: Defining Job Security in the Philippines
Understand the Supreme Court's distinction between project and regular employment, and what it means for job security under Philippine labor law.
Bank Negligence and Fiduciary Duty: PNBS Responsibility to Depositors
When banks fail depositors, liability follows. This case clarifies the fiduciary duty and negligence standards for Philippine banks.
Cabug-os v. Espina: Balancing Employee Rights and Micro-Business Realities
The Supreme Court ruled that illegal dismissal awards against sari-sari stores must be equitable, considering the BMBE status and actual salaries of micro-enterprises.
Dying Declarations vs Res Gestae: Hearsay Exceptions in Philippine Murder Cases
The Supreme Court clarifies when a victim's dying words are admissible—as a dying declaration or as res gestae—in a murder conviction.
Standby Letters of Credit vs Counter-Bonds: Safeguarding Preliminary Attachments in Philippine Litigation
A standby letter of credit cannot substitute a counter-bond to discharge a preliminary attachment under Rule 57, per the Supreme Court.
Equitable Mortgage vs Pacto de Retro: Protecting Borrowers From Unfair Loan Agreements
When is a "sale with right to repurchase" really a loan? The Supreme Court explains equitable mortgage and pactum commissorium.
Separation of Powers: Defining the Roles of City Engineers and Building Officials in Local Governance
The Supreme Court clarifies that local governments may create a separate building official office distinct from the city engineer's office.
Conspiracy in Grave Coercion: Proving Guilt Beyond Reasonable Doubt
The Supreme Court acquits a mayor of grave coercion, ruling that conspiracy requires proof beyond reasonable doubt, not mere speculation.
Burden of Proof in Illegal Dismissal: Proving the Employer-Employee Relationship
In illegal dismissal cases, the employee must first prove the employer-employee relationship. G.R. No. 244206 clarifies this burden.
Revocation of Teacher’s License, Exhaustion of Administrative Remedies, and Due Process
The Supreme Court clarifies due process in administrative cases and the distinction between dishonesty and simple negligence in license revocation proceedings.
Treachery in Murder Cases: Why a Heated Argument Can Downgrade the Crime to Homicide
The Supreme Court explains when a killing after a heated argument lacks treachery, reducing murder to homicide under Philippine law.
When Can the State Reclaim Private Land? The Rule on Reversion Proceedings
The Supreme Court clarifies the heavy burden the State must overcome to revert titled private land to public domain.