Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Withdrawal of an Administrative Complaint: Does It Auto-Dismiss Cases Against Court Personnel?
Withdrawing an administrative complaint against court personnel does not automatically end the case. The Supreme Court explains when dismissal is proper.
Surety vs. Guaranty in Philippine Law: Key Differences and Liability
Learn the difference between surety and guaranty under Philippine law, and why contract wording—not titles—determines your liability.
Protecting Loan Security: How Mortgagees Can Secure Insurance Claims in the Philippines
Learn how mortgagees can secure insurance proceeds under Philippine law, based on the Supreme Court's ruling in Rizal Commercial Banking Corp. v. Goyu & Sons.
Franchise Boundaries: When NPC Can Supply Power Over Existing Franchises
Philippine Supreme Court ruling on when NPC may directly supply power within areas covered by existing electric franchise holders.
Mortgage Contracts and Future Advances: Understanding the Scope of Security in Philippine Law
When does a real estate mortgage cover future loans beyond the stated amount? The Supreme Court explains in Quintanilla v. RCBC.
Subrogation in Philippine Law: Recovering Debt After Paying Another's Mortgage
Explaining subrogation under Philippine law through a Supreme Court ruling on a partner who paid a co-debtor's mortgage.
Void Sales and Repurchase Agreements: Property Rights in the Philippines
When a seller has no title, the sale is void—and so is any right to repurchase. Learn the rules from a Supreme Court case.
Redemption Rights Under the Public Land Act: A Guide for Heirs and Mortgagors
Learn how the two-year redemption and five-year repurchase periods work for foreclosed Public Land Act properties, and what heirs should know.
Equitable Mortgage vs. Pacto de Retro Sale: When a "Sale" Is Really a Loan
Philippine law presumes certain "sales with right to repurchase" are equitable mortgages, protecting borrowers from unfair lending arrangements.
Right of Repurchase in Philippine Real Estate: Pacto de Retro Rules Explained
Learn the rules on pacto de retro sales and the right of repurchase in Philippine real estate, including annotation duties and judicial requirements.
Overlapping Land Titles in the Philippines: Resolving Ownership Disputes
Learn how Philippine courts resolve ownership disputes involving overlapping land titles, foreclosure, and tenant rights under agrarian reform laws.
Extrajudicial Settlements and the Protection of Minor Heirs' Rights in the Philippines
Learn how Philippine courts protect minor heirs in extrajudicial settlements, and why a minor's share cannot be lost through prescription or laches.
Receivership in the Philippines: When Courts Appoint a Receiver Under Rule 59
Learn when Philippine courts may appoint a receiver under Rule 59, based on the Supreme Court's ruling in Commodities Storage & Ice Plant Corp. v. CA.
Pledge vs. Corporate By-Laws: Who Wins in Stock Ownership Disputes?
A bank's pledged shares were sold by a club for unpaid dues. The Supreme Court ruled on who prevails.
Continuing Surety Agreements Can Validly Cover Future Debts in the Philippines
Philippine Supreme Court clarifies that continuing surety agreements validly secure future debts, even if no principal obligation exists at signing.
Extrajudicial Foreclosure Venue: Why Judges Must Follow Act 3135, Not the Rules of Court
A judge's fine for gross ignorance of the law clarifies that extrajudicial foreclosure venue follows Act 3135, not general venue rules.
Venue Stipulations in Contracts: When Do They Override General Rules?
Philippine Supreme Court clarifies when contractual venue stipulations bind parties and when general venue rules prevail in extrajudicial foreclosures.
Liability for Damage to Stored Goods: Negligence and Interest Rates Explained
A warehouse operator's negligence can mean paying for damaged goods. Learn the rules on liability and the correct interest rates.
Homicide vs Murder: Intent and Aggravating Circumstances in Philippine Law
The Supreme Court explains when a killing is homicide, not murder, and how aggravating circumstances affect the penalty.
Chattel Mortgage Coverage of Future Loans: The Acme Shoe Ruling
Philippine Supreme Court explains when a chattel mortgage can cover future loans and why full payment extinguishes the security.
Chattel Mortgage and Future Debts: What Philippine Law Allows
Can a chattel mortgage secure debts incurred after its execution? The Supreme Court explains the limits under the Chattel Mortgage Law.
When Can a Bank Seize Funds? Understanding Set-Off Rights in the Philippines
Learn when Philippine banks can legally seize deposits through set-off, and the limits on this right under Philippine law.
Surety Agreements Understanding THE Limits OF Liability IN Philippine LAW
Learn how Philippine courts interpret surety agreements, the limits of a surety's liability, and key defenses under the Civil Code.
Return-to-Work Orders in Philippine Labor Disputes: What Marcopper Teaches Employers
The Supreme Court explains when employers may refuse to accept workers who defy a return-to-work order under Article 263(g) of the Labor Code.