Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Conjugal Property Rights in the Philippines: Protecting Assets From Spousal Debt
Learn how Philippine courts treat conjugal property when one spouse incurs personal debt, and what the Imani v. Metrobank ruling means for creditors and families.
Redemption Rights DBP Foreclosures AND THE Imperative OF Full Debt Repayment
Foreclosure Invalidity Upholding Debtors Rights IN Loan Obligations
Unraveling Real Estate Mortgages When Does A Debt Secure Future Obligations
Philippine Supreme Court clarifies when real estate mortgages secure future obligations and the strict standards for preliminary mandatory injunctions.
Grave Coercion in Property Takeovers: The Navarra Ruling Explained
The Supreme Court ruled that forceful property repossession, even with a debt claim, constitutes grave coercion under Philippine law.
Piercing the Corporate Veil: Establishing Alter Ego Liability in Philippine Law
When can a court disregard separate corporate personality and hold a subsidiary liable for its parent's debts? The Supreme Court explains.
Protecting Employee Retirement Funds Invalidating Reversion of Assets to Cover Corporate Debt
The Supreme Court ruled that a provident fund cannot be used to pay the employer's debts, protecting employees' retirement benefits.
Corporate Rehabilitation Dismissed for Rule Violations and Creditor Opposition
Supreme Court affirms dismissal of corporate rehabilitation petition where debtor violated procedural rules and faced substantial creditor opposition.
Piercing THE Corporate Veil When CAN A Parent Company BE Liable FOR A Subsidiarys Debt
Subrogation Rights Protecting Banks in Loan Agreement Reversals
When a bank pays another party's debt, legal subrogation may let it recover. Learn how the Supreme Court applied this rule.
Joint Venture Liability Sharing Debts In Philippine Partnerships
This article explains how Philippine law treats joint ventures versus partnerships, particularly regarding liability for debts and obligations.
Finality of Execution Sale: Failure to Redeem Vests Indefeasible Rights
When a judgment debtor fails to redeem property within the one-year period, the execution sale becomes final and the purchaser gains indefeasible rights.
Upholding Contractual Obligations Denying A Debtors Attempt TO Evade Payment
Mortgage Foreclosure Rights Prevail When Preliminary Injunction Lacks Legal Basis
Supreme Court nullifies preliminary injunction blocking bank foreclosure, ruling debtors' failure to show clear right constitutes grave abuse of discretion.
Gambling Debts and Casino Chips: When a Junket Player Cannot Collect
A Korean high roller loses bid to redeem US$2.1 million in casino chips from PAGCOR. Learn the legal rules on gambling debts.
Simulated Sales and Fraudulent Asset Transfers: Protecting Creditors Under Philippine Law
When debtors hide assets through fake sales to relatives, creditors can have those transfers voided. The Supreme Court explains how.
Preliminary Injunction AND Foreclosure Safeguarding Property Rights Pending Debt Disputes
Upholding Judicial Authority: Dismissal for Sheriff's Misconduct and Disobedience
A sheriff who levied on property not owned by the judgment debtor and defied court orders was dismissed from service for grave misconduct and insubordination.
Family Home vs Creditors: When Annulment Doesn't Shield Property From Sale
Philippine Supreme Court ruling on whether a family home can be sold to settle debts after marriage annulment, and the finality of court orders.
Valid Publication in Extrajudicial Foreclosure: Reasserting Creditors' Rights
Philippine National Bank v. Maraya clarifies that publication of notice in extrajudicial foreclosure is mandatory, not excusable by the debtor's knowledge.
Foreclosure Surplus: Mortgagor's Right to Excess Proceeds After Debt Recomputation
When a foreclosure sale yields more than the actual debt, the mortgagor is entitled to the surplus—with interest.
Heirs Obligation Estate Debt Survival Beyond Death IN Philippine LAW
Philippine Supreme Court clarifies that debts survive death—heirs inherit obligations but only up to the estate's value. Learn the rules.
Willful Failure to Pay Just Debts: Court Employee Suspended After Third Offense
Supreme Court suspends court employee for six months for willful failure to pay a just debt, clarifying standards for administrative liability and mitigating circumstances.
Novation and Loan Enforceability: When a Verbal Change Makes a Debt Due
Explaining how a verbal agreement to start paying early can novate a loan's conditions, making it due and demandable under Philippine law.