Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
When a Surety Can Escape Liability: Overcoming the Presumption of Regularity
Philippine Supreme Court clarifies when sureties can overcome the presumption of regularity attached to notarized continuing suretyship agreements.
Fraudulent Debt and Writs of Attachment: Protecting Your Assets in the Philippines
The Supreme Court explains when a writ of preliminary attachment may issue based on alleged fraud in contracting a debt, and what sureties should know.
Surety Agreements and Solidary Liability: Lessons from a Philippine Loan Dispute
A Supreme Court ruling clarifies when sureties become liable for corporate loans and why economic crises do not excuse payment.
Orix v. Cardline: Final Judgments, Execution, and the Limits of Prohibition
Final judgments must be executed as written. The Court clarifies when prohibition may challenge execution and the rules on sureties and excussion.
Solidary Liability in Suretyship: Partners' Obligations in Loan Agreements
Philippine Supreme Court ruling on solidary liability of partners and sureties in loan agreements, explained in plain language.
Surety Bond Liability and Due Process in Wrongful Attachment Cases
Learn when surety bonds can be enforced after wrongful attachment, and the due process rules that protect sureties in Philippine courts.
Surety Bonds Solidary Liability Despite Contract Amendments In Construction Projects
Philippine Supreme Court ruling on surety bonds, solidary liability, and why contract amendments don't automatically release sureties.
Solidary Liability of Sureties: Understanding Your Obligations in Philippine Law
Philippine Supreme Court clarifies that sureties solidarity liable with a debtor cannot use corporate rehabilitation stay orders to delay or avoid payment obligations.
Fraudulent Inducement and Preliminary Attachment: Protecting Sureties From Unsubstantiated Claims
A bank's general fraud allegations cannot justify preliminary attachment against sureties who did not participate in the loan transaction.
Surety vs Guarantor: Indemnity Agreement Obligations Under Philippine Law
Philippine Supreme Court clarifies when a surety becomes liable under an indemnity agreement, and the difference between sureties and guarantors.
Philippine Guaranty Law: Sureties Liable Even Without Dishonor Protest
Philippine Supreme Court ruling clarifies that guarantors and sureties remain liable on discounted export bills even without a formal protest of dishonor.
Personal Liability for Business Debts: Surety and Co-Maker Obligations in Philippine Loans
Learn when Philippine courts hold corporate officers personally liable as sureties or co-makers on business loans, based on a Supreme Court ruling.
Surety Reimbursement Rights: When Partial Payment Does Not Trigger Indemnity
Philippine Supreme Court clarifies when co-sureties can demand reimbursement and foreclose pledged shares under indemnity agreements.
Personal Surety Liability vs Corporate Rights: When Banks Lose Their Claim
A bank's unauthorized extension of credit deadlines releases personal sureties from liability, even when they signed a continuing guaranty.
Injunction Bonds and Due Process: What Philippine Sureties Must Know
Philippine Supreme Court clarifies when injunction bond sureties are liable and what due process requires before damages are awarded against them.
Solidary Liability in Overseas Employment: How Surety Bonds Protect Filipino Workers
Learn how surety bonds make recruitment agencies and their sureties solidarily liable for overseas workers' monetary claims.