Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 241264 of 1,312 articles for bank

When Can a Landlord Claim Unpaid Rent: Lessons from Booklight v. Tiu

Learn when landlords can claim unpaid rent and why tenants must present evidence at pre-trial, based on a Philippine Supreme Court ruling.

When a Lawyer’s Dealings Warrant Suspension: Sanidad v. Aguas

The Supreme Court suspends a lawyer for one year for dishonest dealings in a property sale, applying Rule 1.01 of the CPR.

Just Compensation for Agrarian Reform: Valuing Land Under RA 6657

Philippine Supreme Court clarifies how courts must value agrarian reform land under RA 6657, not just market price.

Judge Dismissed for Gross Immorality: Ethical Standards for the Bench and Bar

Supreme Court dismisses a judge for an extramarital affair and suspends him from law practice for three years, clarifying ethical standards.

Loan Restructuring and Surety Obligations: Understanding Novation and Continuing Guarantees

Philippine Supreme Court clarifies when loan restructuring extinguishes a surety's obligation and the binding effect of continuing guarantees.

Executing a Labor Judgment Does Not Bar Certiorari: Due Process in Labor Disputes

Forced compliance with a writ of execution does not waive an employer's right to challenge a labor ruling via certiorari, the Supreme Court held.

Indirect Contempt Requires Willful Disobedience: Lessons from Land Bank v. MERALCO

When is failure to comply with a court order contempt? The Supreme Court clarifies in Land Bank v. MERALCO that good faith and impossibility matter.

Hidden Car Defects and Loan Obligations: What Buyers Should Know

Philippine Supreme Court ruling on when car buyers can rescind a sale for hidden defects and why loan obligations remain separate.

Deed of Assignment Validity and Loan vs. Sale: Key Contract Lessons from the Supreme Court

The Supreme Court clarifies when a Deed of Assignment establishes ownership, and how courts distinguish a loan from a sale.

Securities Fraud and Filing Fees: What Empire Insurance Teaches About Investor Protection

Supreme Court clarifies filing fee computation for securities fraud actions and affirms preliminary injunction to protect investor-creditors' rights.

Venue Stipulations and the Right Remedy: Pillars Property v. Century Communities

The Supreme Court clarifies when a venue stipulation binds parties and why dismissal for improper venue calls for certiorari, not appeal.

Premium Tax vs Cost of Service: Defining Minimum Corporate Income Tax

Supreme Court clarifies which taxes count as "cost of services" in computing MCIT for insurance companies, and when DST applies to policy increases.

Compromise Agreements Ensuring Mutuality AND Enforceability IN Debt Settlements

Philippine Supreme Court approves compromise agreement in debt settlement, highlighting mutual concessions and clear terms for enforceability.

Reasonable Doubt in Qualified Theft: When Missing Proof Means Acquittal

A look at how the Supreme Court acquitted an accounting-in-charge of qualified theft when the prosecution failed to prove taking and intent.

Pre-Approved Credit Cards: Consent to Terms Must Be Proven

Banks must prove cardholders consented to credit card terms. Without proof, only legal interest applies.

Upholding Police Accountability: Grave Misconduct and the Limits of Procedural Technicalities in Administrativ

A police officer dismissed for grave misconduct fails to overturn his dismissal as the Supreme Court affirms that procedural rules on appeals must be strictly followed.

Foreclosure Writ of Possession: Appeal Does Not Stay Implementation

Supreme Court clarifies that an appeal of a writ of possession order in extrajudicial foreclosure does not suspend its implementation.

When a Mortgage on Trust Property Is Void: UCPB v. Spouses Chua

The Supreme Court rules that a bank cannot foreclose on properties held in trust when the trustee had no authority to mortgage them.

Mortgage Foreclosure and Third-Party Property: UCPB's Duty to Protect Borrower Interests

When a bank forecloses property mortgaged by a third party without the owner's consent, the Supreme Court protects the true owner's rights.

Valid Dation in Payment: When a Debtor's Creditor Still Has Authority to Settle

Supreme Court explains when a dation in payment is valid even if the creditor assigned its receivables to another party.

Quitclaims and Illegal Dismissal: Understanding Employee Rights and Waivers in the Philippines

When is a quitclaim valid? The Supreme Court explains the rules on waivers and illegal dismissal in Vergara v. CDM Security Agency.

Alias Writ of Possession: The Limits of Trial Court Authority in Appeal Dismissals

A Supreme Court ruling clarifies when a trial court may dismiss an appeal, and why orders of execution are not appealable.

Breach of Contract When Personal Notice in Foreclosure Is a Must

When a mortgage contract requires personal notice of foreclosure, the bank must comply—or the sale is void.

Foreign Currency Deposits and Joint Accounts: When Courts Cannot Order Withdrawal

A Supreme Court ruling explains why courts cannot order release of foreign currency deposits and when co-depositor consent is required.