Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 169192 of 1,301 articles for bank

Fiscal Autonomy and Performance-Based Bonuses: The PICCI Case

The Supreme Court ruled that GOCCs with fiscal autonomy, like BSP subsidiaries, are not covered by EO 80's PBB rules.

Bank Liability and Depositor Rights: Fiduciary Duties in the Philippines

The Supreme Court affirms that banks owe depositors extraordinary diligence, and a bank cannot escape liability for its employees' unauthorized acts.

Understanding Freeze Orders Protecting Assets AND Upholding DUE Process IN THE Philippines

Learn how Philippine courts issue freeze orders to protect assets and why due process remains essential in asset preservation cases.

The Fiduciary Duty of Banks in Loan Accounting: A Guide to Metrobank v. Cruz

The Supreme Court affirms that banks owe clients a fiduciary duty to keep accurate loan records and render full accounting, beyond any internal retention policy.

Navigating Land Acquisition Under the Comprehensive Agrarian Reform Program: Understanding Jurisdictional Limi

A landowner's challenge to CARP coverage and valuation fails because he used the wrong remedy, missing the deadline to file with the Special Agrarian Court.

Judge Dismissed for Gross Immorality: Extramarital Affair and Its Professional Consequences

A judge's extramarital affair leads to dismissal from service and suspension from law practice, underscoring strict moral standards for the judiciary.

Abuse of Rights in Philippine Law: A Case Study on Mortgage and Property Transactions

The Supreme Court clarifies the abuse of rights principle under Article 19, showing when a bank employee's blunt remarks do not amount to bad faith.

Judicial Authority and Bank Liquidation: Understanding the Limits of Court Intervention

A Supreme Court ruling clarifies when judges overstep their authority in bank liquidation proceedings, and the consequences of doing so.

Just Compensation in Agrarian Reform: Lessons from a Landmark Philippine Case

A Philippine lawyer's suspension highlights the rules on just compensation, finality of judgments, and the limits of DARAB authority.

Understanding Tax Implications of Initial Public Offerings: Separate vs Joint Computation

The Supreme Court clarifies how IPO taxes on primary and secondary offerings are computed under the National Internal Revenue Code.

Garnishment and Legal Compensation in Banking: The BPI v. Central Bank Case

Learn how the Supreme Court ruled on bank liability, garnishment, and clearing house operations in BPI v. Central Bank.

Debtors' Burden of Proof in Loan Repayment Disputes: Insights from the Supreme Court

A debtor who claims payment must prove it. The Supreme Court clarifies the burden of proof in loan collection cases.

Republic v. Heirs of Bernabe: Who May Sue for Reversion of Former Military Lands

The Supreme Court clarifies that the Republic, not the BCDA, is the real party in interest in reversion cases involving former military reservations.

Discovery in Criminal Cases: Why Requests for Admission Do Not Apply

Explaining the Supreme Court's ruling that requests for admission under Rule 26 apply only to civil cases, not criminal proceedings.

Mortgage Sales and Interest Claims: Lessons from DBP v. Heirs of Danico

A Supreme Court ruling clarifies when buyers of mortgaged property become liable for interest and how mortgage obligations are enforced.

Just Compensation in Agrarian Reform: Lessons from Land Bank v. Hilado

The Supreme Court clarifies when courts may deviate from DAR valuation formulas in agrarian reform just compensation cases.

When Court Employees Accept Payments: Conduct Prejudicial vs. Misconduct

Court stenographer held liable for conduct prejudicial to service after keeping litigant's payment for over a year; ruling clarifies key distinction.

Grave Misconduct and Personal Loans: When Public Officials Cross Legal Lines

The Supreme Court clarifies when a public official's personal loan becomes grave misconduct, and the proper remedy to question Ombudsman dismissals.

Compromise Agreements in Philippine Disputes: When Courts Must Respect Settlements

The Supreme Court clarifies when courts must approve compromise agreements, protecting valid settlements from being overturned on technical grounds.

Credit Card Debt in the Philippines: Interest Rates, Obligations, and the Uysipuo Ruling

The Supreme Court clarifies how credit card interest rates are computed and when courts can reduce unconscionable charges.

Theft vs Estafa: Key Distinctions and Implications for Employees and Employers

When an employee misappropriates company funds, is it theft or estafa? The Supreme Court clarifies the crucial distinction in Libunao v. People.

Understanding the Crime of Using Falsified Documents in the Philippines

A Philippine Supreme Court ruling explains the crime of using falsified documents, its elements, and why procedural rules matter in appeals.

Understanding Acceleration Clauses in Loan Agreements: A Guide to Immediate Debt Repayment

The Supreme Court explains how acceleration clauses work in loan agreements, allowing creditors to demand full payment upon default.

Submitting Altered Evidence in Court: A Lawyer's Duty to Verify Documents

A lawyer who pre-marks altered evidence without verifying it faces discipline. The Supreme Court explains the duty of candor.