Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Foreclosure Publication Rule: Why Missing the Notice Voids the Sale
Failure to publish a foreclosure notice under Act No. 3135 is a jurisdictional defect that invalidates the sale, as Baclig v. Rural Bank of Cabugao shows.
Understanding the Prohibition Against Splitting a Cause of Action in Loan and Mortgage Cases
A Supreme Court ruling clarifies when a bank cannot file both foreclosure and collection suits for the same loan obligation.
Understanding Lawyer Misconduct and Ethical Duties in Property Transactions
A Supreme Court ruling on a clerk of court's misconduct highlights the ethical boundaries court personnel must observe in property disputes.
When a Transfer Is Not Constructive Dismissal: Management Prerogative in Labor Cases
The Supreme Court clarifies when an employee transfer is a valid exercise of management prerogative and not constructive dismissal.
Finality of Judgment vs Supervening Events: Computing Backwages and Separation Pay in Illegal Dismissal Cases
Learn how Philippine courts compute backwages and separation pay when reinstatement becomes impossible due to supervening events after judgment finality.
Judicial Consignation: Paying a Loan When the Creditor’s Identity Is Unclear
When two entities claim the right to collect a debt, judicial consignation lets the debtor deposit payment in court and be released.
Partial Redemption in Philippine Foreclosure: Can You Redeem Select Properties?
Philippine law allows partial redemption of foreclosed properties. Learn the rules, limits, and practical implications from a key Supreme Court ruling.
When Cross Collateral Clauses Clash With Verbal Agreements: Understanding Mortgage Obligations
The Supreme Court clarifies that bank branch managers cannot verbally alter mortgage contracts containing cross-collateral or dragnet clauses.
Jurisdiction in Swindling Cases: How Penalties Determine the Proper Court
Philippine Supreme Court ruling explains how penalties and fines determine which court hears swindling cases under the Revised Penal Code.
Real Estate Foreclosure in the Philippines: Notice Requirements and Due Process
A look at Guanco v. Antolo and why strict notice and posting rules govern extrajudicial foreclosure sales in the Philippines.
Redemption Rights Under the Public Land Act: A Guide for Heirs and Mortgagors
Learn how the two-year redemption and five-year repurchase periods work for foreclosed Public Land Act properties, and what heirs should know.